Chase
Credit Cards
Chase credit cards, like most major credit
cards these days, offer a number of different options for
potential members. It is possible for people with very different
financial situations to find cards that work for them. Credit
limits, annual fees, and interest rates vary from card to
card, allowing people to virtually tailor their cards to their
needs. It is not a coincidence that many people’s first credit
card is a Chase MasterCard. There are a number of credit plans
that are well suited for people who do not have a credit history.
These cards feature relatively low credit limits and relatively
low fees.
Differences Between Chase Credit Cards
The majority of credit cards today offer members
some type of reward program. Chase cards are no different.
The Chase Perfect Platinum,
along with having a zero percent introductory APR for nine
months, gives members a three percent to six percent rebate
on all gas purchases and a one percent rebate on all other
expenditures. The Chase Ultimate Rewards gives a person one
reward point for every dollar spent. Points can be redeemed
for gift certificates, merchandise, or airline tickets. People
who carry the Chase Cashbuilder Platinum can receive a cash
reward of up to two percent.
A rewards card that separates Chase from other
credit card companies is the Chase Universal Card. Members
gain points for each dollar they spend. Those points can then
be traded in for DVDs, CDs, and movie tickets. Chase
Universal users even get a free movie ticket when they
make their first purchase. Basically, given the rate at which
we all use our credit cards for nearly all of our purchases
nowadays, most people figure that rewards programs are a win-win
situation. The lure to sometimes overspend, thinking that
it will only bring us more rewards can be dangerous, however.
For those people who manage their credit well, and tend to
spend a lot of money on big-ticket items like vacations and
electronics, rewards cards provide excellent benefits.
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