In today’s market, banking with EverBank (www.everbank.com) makes perfect sense. Rated 4 of 5 “Safe & Sound” stars by Bankrate, Inc. (www.bankrate.com)–a premier financial news, comparison, and ratings website–EverBank is the safe, sound, and secure bank that you need. Low or no fees, great rates, and a secure, user-friendly website are some other great reasons to bank with EverBank. Being in business for nearly five decades, they have the experience and know-how to deliver valuable products and services to both the traditional and online banker. The Bank is based out of Jacksonville, Florida and offers accounts both locally and nationwide; in fact, they are one of the largest and most popular Internet-based banks available to US consumers.
EverBank is known for its industry-leading deposit rates. Unlike some other Internet banks that offer inflated teaser rates that eventually disappear, EverBank’s promise is to offer consistently-high rates with its “Yield Pledge” products, no matter what the state of the economy or direction of interest rates. As of 8/10/09, EverBank’s FreeNet Checking Account was offering an interest rate nearly three times that of the average US interest-bearing checking account with a balance of $100,000 or more (a 1.75% annual percentage yield at EverBank versus a 0.61% nationwide average, according to Bankrate, Inc.). With any balance under $10,000 you can still receive a great rate of 1.02% APY, a great rate which progresses higher at various balance tiers; in fact, EverBank’s interest checking rates handily beat such top competitors as Bank of America, Chase, Citi, and US Bank. With such great checking, money market, and certificate of deposit rates, why not open an account with EverBank?
Their website is also a highly secure means of conducting your banking, with a free online e-mail system that can be accessed from within an account holder’s logged-in account display page (through the EverBank Online Financial Center). From here, you can send and receive safe, secure, encrypted e-mail to and from their dedicated customer service team to answer any of your banking questions or leave any comments for review. The website uses state-of-the-art, 128-bit Secure Sockets Layer (SSL) technology–the highest-rated encryption technology that is commercially available. With this, you can count on EverBank to provide the trust, security, and peace of mind that you need in your everyday banking.
While other Internet-based banks can come and go, EverBank has continued to strengthen and develop its website and online asset base for over a decade. Deposits are, of course, FDIC-insured up to the maximum limits set by law (currently up to $250,000 per each ownership category). In addition to banking, they also offer other products and services that can create a full suite of financial tools for the financial customer; offerings include investment brokerage, foreign currencies & precious metals, retirement accounts, advisory services, credit cards, mortgages, and lending. Visit online (www.everbank.com) or call them today at (888) 882-EVER and make EverBank your one-stop shop for all your financial needs.