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What is a Credit Profile? It is basically your credit past
reported to the credit reporting agencies by lenders who have
extended credit to you. Your credit profile lists what types
of credit you use, the length of time your accounts have been
open, and whether you've paid your bills on time. It tells
lenders how much credit you've used and whether you're seeking
new sources of credit.
There are usually five categories of information on a credit
- Identifying Information
- Employment Information
- Credit Information
- Public Record Information
- NOT included on your credit profile include race, religion,
health, driving record, criminal record, political preference,
Look up your credit
profile and find out what creditors are saying about you!
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