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All
about Credit
Search lenders now and use their mortgage calculators
to help you in your decision process!
What is a Credit Profile? It is basically your credit past
reported to the credit reporting agencies by lenders who have
extended credit to you. Your credit profile lists what types
of credit you use, the length of time your accounts have been
open, and whether you've paid your bills on time. It tells
lenders how much credit you've used and whether you're seeking
new sources of credit.
There are usually five categories of information on a credit
profile:
- Identifying Information
- Employment Information
- Credit Information
- Public Record Information
Inquiries
- NOT included on your credit profile include race, religion,
health, driving record, criminal record, political preference,
income
Look up your credit
profile and find out what creditors are saying about you!
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