How many times have you received
your bill and have an APR of 12% and then get another letter
in the mail saying, apply today for 6% APR for 6 months or
better yet 0%. I was tired of feeling cheated so I called
up my credit card company after months and months of wondering
what I could do to bring down my payments.
I called them about the credit
card companies wanting to give me lower interest- and asked
what I could do without going elsewhere and having more Credit
Card inquiries on my report. They said that since I made all
my payments on time and am in good standing with their Bank
they would lower my rate and decrease my monthly minimum payments.
It was that simple. I am now saving just for making a simple
phone call. I tell my friends its the simple things you do
to get your bills lowered.
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If you are looking for ways to pay off credit
card bills we recommend you check out our mortgage center
to help you refinance your home or get debt consolidation
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