Discover Credit Card choices
Of the many credit card options out on the market today, Discover offers some of the best, most customer friendly selections in the entire industry. There are many different card options, and they like to cover lots of different consumer groups. So what are some of the best Discover options out there?
Discover More Card
Now with 0% APR for 14 months!
This would be considered the go-to card for many Discover customers, and it features the company's best bonuses and rates. This card features a low APR that can be somewhere in the 11.99% range for people with good credit. Additionally, the card is very popular because it comes with 0% APR for a period of 12 months, giving consumers the freedom to make purchases or transfer balances. There is absolutely no annual fee associated with this card, but only those people with top-notch credit have a chance to qualify.
Discover Student Card
Discover is getting college students involved in the credit game, and they have some pretty good offers for people with little to no credit. Getting a credit card can be a nice way for a young person to build some credit, and this is a card that offers that opportunity. It, too, comes with a 0% introductory period of APR on all purchases, and it also gives students the chance to do balance transfers if they have bills to pay or they just need some extra cash for college. Then the rate shifts up to 14.99%, which is still very affordable for college students who don't have the luxury of solid credit. This card gives as much cash back as the More cards, and no credit history is required to get going.
Discover Motiva Card
The Motiva card is one of the most interesting offers in the industry because it gives out rewards based upon payment performance. Though this card starts out with an introductory APR of 3.99% and later shifts up to 11.99%, it rewards customers who make their payments on time. If a cardholder makes six straight monthly payments on time, then they receive a bonus that is equal to a month's worth of interest on the card. This can really be a nice deal for folks who are responsible with their credit, and if you want to be eligible for this offer, you have to have an excellent credit score.