• Take control of your business finances with Checking, FDIC-insured Money Market, and Certificate of Deposit Accounts for your small business. Offering Web Bill Pay, Online Banking, and a few others are just a start of what you will get from Everbank. EverBank's flagship free online interest checking account allows you to easily manage your personal banking. The FreeNet Account offers you unlimited, 24/7 access to your account for free online banking, free check writing, optional online bill pay, and a free Visa® CheckCard. If you're looking for a day-to-day account for paying your bills, buying groceries, and easily managing your finances, while earning one of the highest yields in the nation; take the FreeNet Checking Account tour by clicking on the links below. Find out about their 3.01% APY Yield Intro offer on the Everbank FreeNet Checking Account.
• Everbank Checking  3.01% 3-Month Bonus Rate, then you get an ALL YEAR LONG 1.96% ($50K - $100K)
• Everbank MMA 3.01% 3-Month Bonus Rate, ALL YEAR LONG 2.07% First-year APY up to $50K

• High risk-free yields with EverBank's Yield Pledge guarantee ...With a Pledge to Remain High!
• FREE Unlimited Online Banking 24 hours a day
• NO-FEE Unlimited Online Bill Paying with $1500 minimum account balance!
• FREE Unlimited Check Writing.
• FREE Visa® CheckCard.
• 4 Easy Ways to Make Deposits—ATMs, Direct Deposit, and more
• 100% Satisfaction Guarantee or you get paid $50
• No monthly fees
• Read our review of Everbank

Compare to other high yield savings and checking accounts in your area. Can you earn more interest when you open up a Citi Checking and ESavings Account or an HSBC account?

My recommendation for those interested in Everbank:

• Open an Everbank account and take advantage of the 4% Interest checking for the promotional period of 3 months
• After 3 months is up transfer all of your money to a ING Direct or Virtual Bank account, or try a new Emigrant Direct account
• Keep your Everbank account open with a minimum balance of $1500 if you wish to keep earning interest on a small amount of liquid money.

Things that I did not like with an Everbank checking account were that the 6.01% interest went down to a lower rate if you only had under $10,000 in your account after the promotional period. Although, 5.01% stayed up in the 3.55% range if you have over $100,000 in your checking but there are higher rates. There is a minimum balance of $1,500 which is not all that much compared to the minimums you get with Bank of America and the bigger banks with interest checking accounts. Finally, my biggest problem with Everbank is the fact you have a limit on your daily bill pay amounts.

The positives definitely outweigh the negatives with Everbank. Coming soon they will have a new enhancement where you can transfer money between outside bank accounts. They also pay a huge sum of interest for the first three months, have great customer service by being more flexible than some banks like Netbank, and offer World currency offerings.

Everbank to Launch New Website

After years of one of the worst banking websites online they are finally taking in customer advice to unfold a site with easier navigation and better security. Everbank certainly needed better navigation more than anything along with greater convenience. The new everbank.com which will launch soon will also make it easier to transfer money, which you currently cannot do. Research, Planning, and Customer Service will be integrated in the new design as well. Everbank is asking for feedback on their new site by emailing them at website(@)everbank.com. The online bank has not yet said when the redesign will come out but I am sure it will be sometime next month.

Banking Resources: Online Free Checking Accounts, Compare Online Banking Companies

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