Make the most of your new toy by managing your money with easy to use iPhone applications. While we’re not quite going to claim that budgeting and money management is fun, perhaps you’ll be apt to stick to it if your personal finance tools are just a fingertip away. Keep track of your budget, bank accounts and credit cards on your iPhone and allow your new toy to earn its purchase price by improving your financial awareness and outlook.
It’s possible that the best personal finance application for the iPhone is Mint. The Mint iPhone application is available free from Mint.com. Mint.com is one of the leading personal finance sites on-line, so it’s no surprise that the high quality and user friendly features of the website translate to this helpful application. Use Mint on your iPhone or iTouch in conjunction with Mint.com to update and edit transactions, keep track of account balances, and receive account related alerts to your phone.
PageOnce offers you access to many different financial accounts. PageOnce can track investment accounts, bank accounts, credit card accounts and even your cell phone minutes. The free version of PageOnce is feature rich; however, you can eliminate adds and add functionality for under a dollar.
Add the Daily Finance application to your iPhone or iTouch if you play the stock market or have an interest in watching stocks. Create portfolios, watch stocks, get real time BATS updates and NYSE and NASDAQ updates with only a 15 minute delay.
If you are looking for an easy to use budget application for your iPhone, consider PocketMoney. PocketMoney has been around since 1994 and the iPhone app is easy to use, allowing you to track spending in a variety of categories. If you aren’t looking for account interaction, but rather a traditional budgeting application, this may be a good choice. PocketMoney is available for $2.99.
Text Hog is another app that uses your text messaging to help you track expenses. For example, if you take out Chinese food for lunch you could text this to the contact you have setup linked to your account at Text Hog an it will notate it in your online account.
Yowza is an environmentally friendly way to save coupons without any paper or clutter. You search for a store near you or find a coupon for the store you are inside. Push notifications are there to help you find out when a store near you has a new coupon. If you are without an iPhone you can download the WHERE application for the the Android, Blackberry, or Palm Pre device to get the same coupon savings in your hands.
Round out your finances with a few basic, but helpful iPhone applications. Tip It and Split It can make handling the bill easier, while ATMfinder is good if you need cash in a pinch. Add bill payment reminders and tracking to your iPhone with BillTracker for $3.99.
What do you think could be the next big thing in a mobile app? There are thousands upon thousands of apps out there ready to launch each week in the App Store. You may just find a money app that does it all.
Tip: If you are in the military you could qualify for an account with iPhone check deposits.