No one can complain when you get credit card offers in the mail during one of the worst markets and housing bubbles of all time. It has truly been awhile that I have gotten any offers from Chase or a few of the other banks that I used to get mailings each week. Back then they would bug me but now I am excited.
Capital One sent me a 0% APR on purchases until 2011, $0 Annual Fee, and an offer for a card that will result in Double Miles for purchases for 12 Months. The bad thing is that earlier this year I was denied twice from the same bank. I was just trying to get a credit card to use for foreign purchases while traveling which is really one of the only reasons to have a Capital One card. Their rewards are good but I am pretty content with my Chase rewards.
The only downside to this offer from Capital One is that when I goto fill out the application it kept giving me errors. I had to try over ten times to get this application to be error free. This thing is picky as to dashes and what phone numbers you have listed. For instance, you cannot have your home phone number and your business phone number the same or it will come back in an error. I filled out the application a few more times trying to see where the other error came from and it said it was from the Business Tax ID where it automatically took out a number when I copied and pasted it with a dash originally. I then had to go back in and fill out the Capital One Business Platinum Credit Card application with the full set of Business tax id numbers and without the dash.
I was then approved. This will be my first Capital One Business card and I am very excited!
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