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<title>Bad Credit Personal Loans</title> 
<link>http://www.banklady.com/</link> 
<description>Useful tips for your personal finances.  Covers credit cards, personal loans, debt consolidation, and tips to improve your money habits.</description> 
<language>en-us</language> 
<copyright>Copyright 2001-2008 Banklady.com</copyright> 
<webMaster>webmaster@banklady.com</webMaster> 

<item>
	<title>
Direct Deposit Problem Solved
</title>
	<link>
http://www.banklady.com/direct-deposit-no-bank-account.asp
</link>
	<description>
Emailers send us messages all the time asking how to get direct deposit without good credit and without a banking account.
</description>
<pubDate>Tues, 24 June 2008 09:30:00 GMT</pubDate>
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<item>
	<title>
Prepaid Legal or Lexington Law to clean up credit?
</title>
	<link>
http://www.banklady.com/legal-services-clear-credit.asp
</link>
	<description>
The path of cleaning up disputes on your credit report can be along and windy one but Lexington Law services may be the answer.
</description>
<pubDate>Weds, 28 May 2008 08:00:00 GMT</pubDate>
</item>

<item>
	<title>
CareOne may offer better debt help
</title>
	<link>
http://www.banklady.com/care-one-credit-benefits.asp
</link>
	<description>
Read our review of the CareOne credit counseling services which have been aired on various talk shows across America.
</description>
<pubDate>Sat, 05 Apr 2008 14:00:00 GMT</pubDate>
</item>

<item>
	<title>
Are sub-prime lenders around in this market?
</title>
	<link>
http://www.banklady.com/subprime-lenders.asp
</link>
	<description>
Find out more about subprime loans and what they mean for the security of your home.  Including readers comments on the current crisis.
</description>
<pubDate>Weds, 30 Jan 2008 02:10:00 GMT</pubDate>
</item>

<item>
	<title>
Bad Credit Card Game to Your Advantage
</title>
	<link>
http://www.banklady.com/unsecured-cards-to-help-credit.asp
</link>
	<description>
If you play the game right then credit cards can actually work to your "bad credit" advantage.
</description>
<pubDate>Sat, 26 Jan 2008 05:00:00 GMT</pubDate>
</item>

<item>
	<title>
Consolidate Credit Card Payments
</title>
	<link>
http://www.banklady.com/Consolidate-Credit-Cards.asp
</link>
	<description>
High interest credit cards need to be consolidated.  What better way to start the year off right than to consolidate cards now?
</description>
<pubDate>Fri, 25 Jan 2008 02:00:00 GMT</pubDate>
</item>

<item>
	<title>
Good Debt, Bad Debt
</title>
	<link>
http://www.banklady.com/good-vs-bad-debt.asp
</link>
	<description>
You could be a good person but you could be holding debt that is not good for you.  Find out why it makes you a bad person to not know the difference in debt.
</description>
<pubDate>Weds, 23 Jan 2008 02:00:00 GMT</pubDate>
</item>

<item>
	<title>
10 Questions to ask a credit counselor
</title>
	<link>
http://www.banklady.com/questions-credit-counselor.asp
</link>
	<description>
You have to think of hiring a credit counselor to being similar to hiring an employee to manage your money effectively.  
</description>
<pubDate>Weds, 23 Jan 2008 01:25:00 GMT</pubDate>
</item>

<item>
	<title>
FDIC Takes over Netbank Accounts
</title>
	<link>
http://www.banklady.com/Netbank.asp
</link>
	<description>
Netbank accounts will be moved over to ING Direct while the FDIC is currently securing the money and has the website completely shut down until Sunday.
</description>
<pubDate>Fri, 28 Sept 2007 16:25:00 GMT</pubDate>
</item>

<item>
	<title>
How to handle abusive collection agencies
</title>
	<link>
http://www.banklady.com/abusive-collection-agencies.asp
</link>
	<description>
The new year is here and you will now get flooded with collection agencies if you do not know how to stop them.  Our latest article tells how to handle abusive collection agencies and why they can't get away with so much abuse.
</description>
<pubDate>Fri, 05 Jan 2007 09:00:00 GMT</pubDate>
</item>

<item>
	<title>
Google Checkout Vs. Paypal payments
</title>
	<link>
http://www.banklady.com/googlecheckout-paypal.asp
</link>
	<description>
The showdown is on between Google and Ebay's Paypal for E-commerce payments online.
</description>
<pubDate>Fri, 05 Jan 2007 09:00:00 GMT</pubDate>
</item>

<item>
	<title>
How to stop foreclosure
</title>
	<link>
http://www.banklady.com/stop-foreclosure.asp
</link>
	<description>
Options to stop foreclosure before it takes your home away.  Talking to the lender or refinancing tend to be the best options.
</description>
<pubDate>Fri, 10 Nov 2006 08:00:00 GMT</pubDate>
</item>

<item>
	<title>
Checking Account With Bad Credit
</title>
	<link>
http://www.banklady.com/checking-account-bad-credit.asp
</link>
	<description>
Life is not always over when you have bad credit.  There is hope to get a checking account once you show banks you can be responsible with savings.
</description>
<pubDate>Weds, 04 Oct 2006 10:00:00 GMT</pubDate>
</item>

<item>
	<title>
Green Point Mortgage
</title>
	<link>
http://www.banklady.com/Green-Point-Mortgage.asp
</link>
	<description>
Green Point Mortgage is based in California but has loans in 45 states.  Read our review on what Green Point can do for you.
</description>
<pubDate>Fri, 29 Sept 2006 10:00:00 GMT</pubDate>
</item>

<item>
	<title>
Reverse Mortgages
</title>
	<link>
http://www.banklady.com/reverse-mortgage.asp
</link>
	<description>
As more and more baby boomers retire and get ready for intense financial planning many mortgage options come into discussion.  Find out if a reverse mortgage is right for you.
</description>
<pubDate>Fri, 08 Sept 2006 10:00:00 GMT</pubDate>
</item>

<item>
	<title>
World Savings Bank
</title>
	<link>
http://www.banklady.com/World-Savings-Bank.asp
</link>
	<description>
Information about a popular mortgage bank who recently merged.  World Savings offers a large percentage of mortgages at competitive rates.
</description>
<pubDate>Weds, 30 Aug 2006 10:00:00 GMT</pubDate>
</item>

<item>
	<title>
Orchard Bank Card to Improve Credit
</title>
	<link>
http://www.banklady.com/Orchard-Bank-Card.asp
</link>
	<description>
Orchard Bank MasterCard is a great step to help improve credit.
</description>
<pubDate>Thurs, 03 Aug 2006 10:00:00 GMT</pubDate>
</item>

<item>
	<title>
Disputing Credit Report Mistakes
</title>
	<link>
http://www.banklady.com/disputing-credit-report-mistakes.asp
</link>
	<description>
Disputing credit report mistakes and how to avoid credit report errors.
</description>
<pubDate>Thurs, 03 Aug 2006 11:00:00 GMT</pubDate>
</item>

<item>
	<title>
Structured Settlements	
</title>
	<link>
http://www.banklady.com/structured-settlement.asp
</link>
	<description>
Understanding structured settlements and annunity payments.
</description>
<pubDate>Weds, 02 Aug 2006 22:00:00 GMT</pubDate>
</item>

<item>
	<title>
WAMU Online Banking Review
</title>
	<link>
http://www.banklady.com/Washington-Mutual.asp
</link>
	<description>
In depth look at Washington Mutual Online Banking and email scams hurting the online banking industry.
</description>
<pubDate>Mon, 03 July 2006 09:00:00 GMT</pubDate>
</item>

<item>
	<title>
Top 5 High Yield Savings Accounts
</title>
	<link>
http://www.banklady.com/High-Yield-Savings-Accounts.asp
</link>
	<description>
You can invest in the stock market all day until you are blue in the face and maybe less green in your wallet but more people are investing in money markets.  High Yield Savings Accounts are being offered by Citibank, HSBC Direct, and Emigrant Direct.
</description>
<pubDate>Thurs, 30 June 2006 08:00:00 GMT</pubDate>
</item>

<item>
	<title>
Ways to Become Debt Free
</title>
	<link>
http://www.banklady.com/become-debt-free.asp
</link>
	<description>
We cannot make a Jeannie appear to wish away your debts but there are some helpful hints we can provide.
</description>
<pubDate>Tues, 13 June 2006 09:30:00 GMT</pubDate>
</item>

<item>
	<title>
Pros and Cons of a Long Term Mortgage
</title>
	<link>
http://www.banklady.com/long-term-mortgage-pros-cons.asp
</link>
	<description>
Thinking of taking the long term mortgage route? There are many options now including 40 and 50 year loans.  Are these loans really healthy for your financial future?
</description>
<pubDate>Weds, 31 May 2006 09:00:00 GMT</pubDate>
</item>

<item>
	<title>
Student loans are complicated
</title>
	<link>
http://www.banklady.com/Student-Loan-Consolidation-Program.asp
</link>
	<description>
Let the Banklady help you find out more about the student loan consolidation process.  
</description>
<pubDate>Sat, 20 May 2006 09:00:00 GMT</pubDate>
</item>

<item>
	<title>
Auto Loans Online
</title>
	<link>
http://www.banklady.com/online-auto-loan-quotes.asp
</link>
	<description>
Pros and Cons of financing your car online.
</description>
<pubDate>Sat, 20 May 2006 09:00:00 GMT</pubDate>
</item>

<item>
	<title>
Credit Union or a Bank?
</title>
	<link>
http://www.banklady.com/Credit-Union-or-Bank.asp
</link>
	<description>
Most people do not realize the differences in a credit union versus a bank.  We talk an in-depth look at credit unions.
</description>
<pubDate>Thurs, 18 May 2006 09:00:00 GMT</pubDate>
</item>

<item>
	<title>
Do It Yourself Bankruptcy
</title>
	<link>
http://www.banklady.com/Do-It-Yourself-Bankruptcy.asp
</link>
	<description>
When times get bad and you cannot afford a lawyer you can actually find enough bankruptcy information online.  
</description>
<pubDate>Sat, 06 May 2006 22:00:00 GMT</pubDate>
</item>

<item>
	<title>
Mortgage Loan Scams
</title>
	<link>
http://www.banklady.com/mortgage-loan-scams.asp
</link>
	<description>
Could your lender be a scam artist?  Lending scams are out there and you should be aware.
</description>
<pubDate>Thurs, 04 May 2006 08:30:00 GMT</pubDate>
</item>

<item>
	<title>
Compare a No Cost Versus Traditional Mortgage
</title>
	<link>
http://www.banklady.com/Compare-No-cost-to-Traditional-Mortgage.asp
</link>
	<description>
The Banklady takes a look at these "No Cost" advertised mortgages versus Traditional Mortgage options.
</description>
<pubDate>Fri, 14 Apr 2006 23:00:00 GMT</pubDate>
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<item>
	<title>
Is the best mortgage a Hybrid Mortgage?
</title>
	<link>
http://www.banklady.com/hybrid-mortgages.asp
</link>
	<description>
Learn more about hybrid mortgages and adjustable rate mortgages as gas prices and interest rates skyrocket to new highs this year.
</description>
<pubDate>Fri, 14 Apr 2006 23:00:00 GMT</pubDate>
</item>

<item>
	<title>
How to get an auto loan with bad credit
</title>
	<link>
http://www.banklady.com/bad-credit-auto-loans.asp
</link>
	<description>
Do not be scared to apply for an auto loan with bad credit problems.  There are many ways to get into a loan for a new car or truck.
</description>
<pubDate>Fri, 31 Mar 2006 23:20:00 GMT</pubDate>
</item>

<item>
	<title>
How Much Can I afford when buying a Home?
</title>
	<link>
http://www.banklady.com/How-Much-Home-Can-I-Afford.asp
</link>
	<description>
One of the most common questions we see is how much of a home you can afford.  
</description>
<pubDate>Weds, 15 Mar 2006 22:00:00 GMT</pubDate>
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<item>
	<title>
Heloc Loans
</title>
	<link>
http://www.banklady.com/Heloc-loan.asp
</link>
	<description>
Find out more about what a HELOC could mean for your mortgage.
</description>
<pubDate>Weds, 15 Mar 2006 22:00:00 GMT</pubDate>
</item>

<item>
	<title>
VantageScore: New Credit Scoring
</title>
	<link>
http://www.banklady.com/vantagescore.asp
</link>
	<description>
Equifax, Experian, and TransUnion introduced a new credit scoring method for lenders to use. It may not make your credit troubles go away but it might help out the conflicting scores of the major agencies.
</description>
<pubDate>Weds, 15 Mar 2006 22:00:00 GMT</pubDate>
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<item>
	<title>
What is a Remortgage?
</title>
	<link>
http://www.banklady.com/Remortgage.asp
</link>
	<description>
Learn more about the process of switching from one lender to another.
</description>
<pubDate>Tue, 07 Mar 2006 22:00:00 GMT</pubDate>
</item>

<item>
	<title>
UK Adverse Credit
</title>
	<link>
http://www.banklady.com/UK-Adverse-Credit.asp
</link>
	<description>
Adverse Credit information for UK Residents.
</description>
<pubDate>Tue, 07 Mar 2006 22:00:00 GMT</pubDate>
</item>

<item>
	<title>
Bounced Check Fees
</title>
	<link>
http://www.banklady.com/bounced-check-fees.asp
</link>
	<description>
Information on bounced check fees and ways lower income families can help prevent your bank from charging them.
</description>
<pubDate>Sun, 19 Feb 2006 22:10:00 GMT</pubDate>
</item>

<item>
	<title>
Self Help Debt Negotiation
</title>
	<link>
http://www.banklady.com/Self-Help-Debt-Negotiation.asp
</link>
	<description>
Options to take care of debt. 
</description>
<pubDate>Thurs, 02 Feb 2006 20:00:00 GMT</pubDate>
</item>

<item>
	<title>
ING Direct Rate Hike to 4.75% (Intro)
</title>
	<link>
http://www.banklady.com/ING-Direct.asp
</link>
	<description>
The Banklady takes a closer look at the recent ING Direct sale on savings accounts.  
</description>
<pubDate>Thurs, 26 Jan 2006 20:00:00 GMT</pubDate>
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<item>
	<title>
7 Ways to Screw the IRS
</title>
	<link>
http://www.banklady.com/waystoscrewtheIRS.asp
</link>
	<description>
If you are looking for the hottest tricks for the IRS then look no further.
</description>
<pubDate>Thurs, 26 Jan 2006 20:00:00 GMT</pubDate>
</item>

<item>
	<title>
Compare Payday Loan advertisements vs. facts
</title>
	<link>
http://www.banklady.com/Money-Tree-Payday-Loan.asp
</link>
	<description>
Are Money Tree Payday Loan offers too good to be true? Compare Payday Lenders at Banklady.com
</description>
<pubDate>Fri, 11 Nov 2005 21:00:00 GMT</pubDate>
</item>

<item>
	<title>
Creative Financing
</title>
	<link>
http://www.banklady.com/creativefinancing.asp
</link>
	<description>
With todays higher interest rates lenders are turning to creative ways to help those in need of credit or financing for homes that they cannot afford.
</description>
<pubDate>Tues, 25 Oct 2005 18:00:00 GMT</pubDate>
</item>

<item>
	<title>
Bad Credit? The Banklady Can Help.
</title>
	<link>
http://www.banklady.com/bad-credit-basics.asp
</link>
	<description>
Bad credit basics features information on obtaining credit scores, bankruptcy, and more.
</description>
<pubDate>Fri, 07 Oct 2005 05:00:00 GMT</pubDate>
</item>

<item>
	<title>
Refinance your Mortgage?
</title>
	<link>
http://www.banklady.com/Refinancing.asp
</link>
	<description>
Rates keep going up but that does not mean that you cannot get a bargain while interest rates are still at all time lows.
</description>
<pubDate>Fri, 07 Oct 2005 05:00:00 GMT</pubDate>
</item>

<item>
<title>Get out of Debt</title>
	<link>
http://www.banklady.com/get-out-of-debt.asp
</link>
	<description>
We have researched the best ways to get out of debt by doing it yourself!
</description>
</item>

<item>
	<title>
No Fax Payday Loans
</title>
	<link>
http://banklady.com/No-Fax-Payday-Loan.asp
</link>
	<description>
Do No Fax Payday Loans really mean no paperwork?
</description>
</item>

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