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AmeriDream's Online Homebuyers
Course Available in Spanish
PRESS RELEASE - GAITHERSBURG, Md., July 25 (U.S. Newswire)-
In an effort to help Spanish-speaking individuals and families
learn more about the homebuying process, AmeriDream, Inc.,
the nation's leading affordable housing non-profit, today
announced the launch of a Spanish-language version of its
popular online homebuying course.
The course takes users through the entire process of buying
a home - including finding the right type of home, calculating
how much to spend, proper financial planning and budgeting,
applying for a mortgage, dealing with maintenance and repairs,
and issues surrounding foreclosure. At the end of each section,
participants are required to correctly answer 70 percent of
the review questions before advancing and earning an award
certificate for taking the course. The course is available
to registered home buyers on the AmeriDream Web site at http://www.ameridream.org.
According to most recent Census figures, just 48 percent
of Hispanic individuals and families in the United States
own homes, a number that falls well short of the overall national
homeownership rate of 68 percent. A recent study by the National
Association of Hispanic Real Estate Professionals (NAHREP),
with whom AmeriDream has partnered to help increase homeownership
rates in the Hispanic community, indicated that the greatest
barrier to homeownership for members of the Hispanic community
is a lack of education about the homebuying process.
"Purchasing a home can be a difficult process,"
said AmeriDream President and CEO Ann Ashburn. "This
course is designed to lessen that intimidation and give families
and individuals the tools they need to become homeowners."
The mission of AmeriDream, Inc., headquartered in Gaithersburg,
MD, is to expand homeownership opportunities for underserved
groups and promote the value of homeownership as the foundation
for building strong communities and individual prosperity.
AmeriDream, Inc. is a non-profit, publicly supported organization
that is tax-exempt under Internal Revenue Code Section 501(c)(3).
AmeriDream, Inc. meets the requirements for a charitable organization,
as referenced in the HUD Handbook 4155.1 REV-4, CHG-1 Section
2-10 for FHA insured loans. In addition to The AmeriDream
Downpayment Gift Program, AmeriDream also operates The AmeriDream
Redevelopment Program in the Washington, D.C. metropolitan
area and Florida, and the Community Link Program nationwide.
Through the Redevelopment Program, AmeriDream has spent more
than $8 million to rehabilitate properties and return them
to the market at affordable prices. Through Community Link,
AmeriDream has donated more than $1.5 million to a range of
community organizations, including Habitat for Humanity, the
American Red Cross Disaster Relief Fund, and the Victims Rights
Foundation.
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