| Banklady.com Site Administration
Privacy Statement
Banklady.com (“Bank Lady”) is a licensee of the TRUSTe Privacy Program. TRUSTe is an independent, organization whose mission is to build user’s trust and confidence in the Internet by promoting the use of fair information practices. This privacy statement covers the site www.banklady.com. Because Bank Lady wants to demonstrate its commitment to your privacy, it has agreed to disclose its information practices and have its privacy practices reviewed for compliance by TRUSTe.
If you have questions or concerns regarding this statement, you should first contact webmaster (at) banklady.com. If you do not receive acknowledgement of your inquiry or your inquiry has not been satisfactorily address, you should contact TRUSTe at http://www.truste.org/consumers/watchdog_complaint.php. TRUSTe will then serve as a liaison with us to resolve your concerns.
Banklady.com Disclaimer and Privacy Statement
Privacy Policy (updated 09.09.2009)
Banklady.com is committed to protecting your privacy when you visit our Web site. You can access Banklady.com and browse our site without disclosing any of your personal data. Banklady.com does not collect personal information about individuals, such as names and mailing or e-mail addresses, unless it is knowingly provided by the individual and he or she has explicitly agreed to the terms under which Banklady.com will use it.
Disclosure of Information
Banklady.com will not sell, trade, or rent your personal information to others. We do not automatically log personal data nor do we link information automatically logged by other means with personal data about specific individuals. We may use IP addresses to compile and provide aggregate statistics about our visitors, traffic patterns, and administer the site. This statistical information may also be related to third parties, but these statistics will not include any personally identifying information, track user’s movement, and gather broad demographic information for aggregate use. IP addresses are not linked to personally identifiable information. We collect only the personal data that you may volunteer while using our services. We do not collect information about our visitors from other sources, such as public records or bodies, or private organizations.
Banklady.com may release account information when such release is reasonably necessary to comply with the law; enforce the terms of any of our user agreements; or protect the rights, property, and safety of Banklady.com, the users of its site, or others.
Our Commitment to Children’s Privacy
Protecting the privacy of young children is important to us. For that reason, we do not collect or maintain information at our sites from those we actually know are under 18, and no part of our site is structured to attract anyone under 18.
Co-Branded Disclosure and External Web Sites
Please note that Banklady.com contains links, co-branded links and forms that direct to other web sites. Please be aware that we are not responsible for the privacy practices of these other sites. We encourage our users to be aware that when they leave our site that you read the privacy statements of each web site that might collect personally identifying information. In any case that you fill out an application that looks like it is located on Banklady.com it will not be collected by our site but by the affiliate or partner website. We do not collect information.
Email Policy
We do not send out unsolicited email campaigns nor do we use email marketing. If you have received an email from Banklady.com that looks like spam then please report anyone falsely sending emails to us so we can turn them into the proper authorities. Our policy on this is strong and we have no toleration for spammers. This privacy statement applies solely to information collected by Banklady.com. If you have questions or concerns about our privacy policy, please contact our webmaster (email below).
Disclaimer and Information about Banklady.com
Banklady.com is an online directory and resource for credit, loans, bad credit services, debt consolidation, and banking alternatives. We are in the Yahoo directory in the US, Canada, and UK. Banklady is located in the central United States catering to users across the U.S. and internationally. We are not a bank or a lender, we are a referral service providing our advice and links to websites that can help you get in touch with a bank or lending partner. We offer tips from consumers and opinionated advice and we are not responsible for any actions or ultimate decisions made by our lending partners or banks. Furthermore, changing financial markets along with the steadily changing lender rules and guidelines, the information about lenders and loan processes may not always be updated timely on our site. Actual lenders will be able to give you complete and accurate information regarding their services and terms once you get to their respective websites. We are not responsible for lender decisions since we are simply an informational resource and are not involved in the lending process.
Any information you submit via an application linked from our website is seen only by the lender and no one else. Inquiries about your application should be submitted to the respective lender. Please do NOT email us any credit card information or secure personal information. We will try to reply to any email as soon as possible. We do not sell, trade, or disclose any information users on this website and are not responsible for anything that our credit partner chooses to do with information that they obtain. If you have questions or concerns on this please contact us. Thank you for choosing Banklady.com
Copyright Notice
All materials contained in this Website are protected by copyright laws, and may not be reproduced, republished, distributed, displayed, or otherwise exploited in any manner without the express prior written permission of Banklady.com. Also, If there is any statistics or articles that any publisher feels that Banklady.com is using then please contact us as well and we will respond immediately. We take copyright laws very seriously and feel that even though the WWW is a great resource it should not be taken advantage.
Email Advertising Campaigns
We do not use email as a form of advertising and emails are not sent from Banklady.com unless in direct response to a visitor inquiry.
External Web Sites
Please note that Banklady.com contains links to other web sites. Please be aware that we are not responsible for the privacy practices of these other sites. We encourage our users to be aware that when they leave our site that you read the privacy statements of each web site that might collect personally identifying information. This privacy statement applies solely to information collected by Banklady.com. If you have an questions or concerns about our privacy policy, please contact us.
Cookies
A cookie is a small text file that is stored on a user’s computer for record-keeping purposes. We use cookies on this site for tracking purposes. We do/do not link the information we store in cookies to any personally identifiable information you submit while on our site.
We use [both] session ID cookies [and/or] persistent cookies. [We use session cookies to make it easier for you to navigate our site.] A session ID cookie expires when you close you browser. A persistent cookie remains on your hard drive for an extended period of time. You can remove persistent cookies by following directions provided in your Internet browser’s “help” file.
Some of our business partners (e.g., advertisers) use cookies on our site. We have no access to or control over these cookies. This privacy statement covers the use of cookies by Banklady.com only and does not cover the use of cookies by any advertisers.
Disclaimer
We reserve the right to disclose your personally identifiable information as required by law and when we believe that disclosure is necessary to protect our rights and/or comply with a judicial proceeding, court order, or legal process served on our Web site.
Changes in this Privacy Statement
If we decide to change our privacy policy, we will post those changes to this privacy statement, a link from the home page, and other places we deem appropriate so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it. We reserve the right to modify this privacy statement at any time, so please review it frequently. If we make material changes to this policy, we will notify you here, by email, or by means of a notice on our home page.
Security
The security of your personal information is important to us. No sensitive information (such as credit card number and/or social security number) is collected from our site.
Model Disclosure
We follow generally accepted industry standards to protect the personal information submitted to us, both during transmission and once we receive it. No method of transmission over the Internet, or method of electronic storage, is 100% secure, however. Therefore, while we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.
Support Us
Banklady.com has financial relationships with some of the cards and products mentioned on this site, and Banklady.com may be compensated if consumers choose to apply for these links in our content and ultimately sign up for them. Keep in mind we do not base our information on how much a card pays out but our own review of the card. If you are a credit card company, bank, or financial website and wish to promote a product that would benefit our readers please email us.
Contact Us
If you have questions or comments, email the webmaster(at)banklady.com or mail us via snail mail:
Banklady.com
4701 Cedar Springs Rd
Suite 102
Dallas, TX 75219 |
