Banklady Credit Doctor

Tag: chase credit cards

  • Finding a Credit Card is Easy!

    You know I dislike debit cards.  I have never understood why so many people use debit cards instead of credit cards. With credit cards you get at least a 20-day free loan but you have to have the self governing power to pay the bill off before the end of the month or when it is due just like any other bill.  You do not want to pay the high interest rates you get charged by the banks in this day in time.

    When searching for the credit card that fits your lifestyle you need to consider rewards versus interest rates.  The other factors in finding a credit card is your credit if you have good credit you can normally get better rewards but if your credit stinks then you better just start out with a lesser card such as the Orchard bank or Buy Right.

    Most of us have average credit and should apply for that card.  A good site to compare the various cards online is here at 123 Easy Card.  This is a simple site for those card shopping before the Holiday season race begins.

    Here you will find offers such as the Freedom and Sapphire cards from Chase Bank.   You may also see Citibank, American Express, Discover Card Platinum, and many others.  My favorites are the Discover and Chase cards because I dislike these annual fees that banks such as Bank of America are threatening over our heads.  Say no to annual fees and yes to rewards.

  • Chase Double Summer Bonus

    chase visa summer double bonus
    Chase Bank is offering a Summer bonus to stimulate your spending in July, August, and September. This is a welcomed bonus at a time that everyone is cost cutting and looking for ways to save on summer travel.

    The 2% bonus came in the mail to me as a folded up mailer but it made me jump up and down when I saw I could save 2% back – at that time I thought it was on everything I spent. I should have known Chase was not in that good of a mood when they sent me the mailer. I looked at the fine print and discovered that it is only 2% back or double rewards on “Vacations” such as airfares, car rentals, and hotels. Which is better than nothing.

    Although it does get worse. When I looked more at the fine print I noticed that my Chase Freedom card double promotion was only good up to $50 in bonus rebates which is close to $5,000 in spending. I was hoping to use the card in Europe so that will help some with the huge transaction fees that Chase and Visa/MasterCard allow compared to a Capital One card.

    The up to $50 back is better than the Summer offer from Discover card which only gives you up to $400 in spending at the 5% Cash Back or maybe it kind of equals out since the Discover offer is at 5% but allows less.

    The cards featured in the Chase Summer promotion of double rewards are the AARP, American Kennel Club, Chase Freedom Card , Disney Rewards, Sony Card, Amazon, British Airlines, Mary Kay Visa, and various Chase rewards cards.