Category: Checking

  • $200 Bonus plus Thunder swag with MidFirst Bank’s LiveFree Checking

    $200 Bonus plus Thunder swag with MidFirst Bank’s LiveFree Checking

    Thunder Proud Vehicle Flags Available at MidFirst Bank

    As the Oklahoma City Thunder continue their playoff run, show your team spirit with a Thunder vehicle flag!

    You can receive a free Thunder Proud vehicle flag while supplies last at your MidFirst banking center. Limit one per household.

    Get a $200 Bonus with MidFirst Bank’s LiveFree Checking

    Looking for a simple, rewarding checking account? MidFirst Bank is offering a $200 sign-up bonus when you open a new LiveFree Checking account — and it’s one of the most hassle-free offers out there.

    How to Claim Your $200 Bonus

    • Open a new LiveFree Checking account.
    • At account opening, mention promo code: REFERRAL50-2025.
    • Provide the referral name: Sanders.
    • Set up direct deposits totaling $1,000 or more within 90 days.

    There’s no minimum balance requirement — just meet the direct deposit and enjoy your $200!

    Why MidFirst Is Gaining Attention

    MidFirst Bank, based in Oklahoma, is growing fast — and for good reason. As one of the largest privately owned banks in the country, it blends the best of local service with modern banking features. With branches popping up in new locations beyond Oklahoma, more people are discovering what MidFirst customers already know: big-bank capability with small-bank care.

    Love Sports? You’ll Love MidFirst Even More

    If you’ve been to a Thunder game, you’ve seen MidFirst’s courtside presence. They’re proud partners of the Oklahoma City Thunder, and they offer exclusive Thunder-themed debit cards — as well as options for OU and OSU fans.

    It’s just another way MidFirst shows its commitment to the community — and its customers.

    MidFirst vs. Chase: A Quick Comparison

    Feature MidFirst (LiveFree Checking) Chase Total Checking
    Sign-Up Bonus $200 (with promo & referral) Up to $300 (higher deposit required)
    Monthly Fee $0 $12 (can be waived)
    Minimum Balance None $1,500 to avoid fee (It was up to $2,000 last year)
    Custom Debit Cards Yes (Thunder, OU, OSU) No

    Final Thoughts

    If you’re ready to switch banks and want to get paid for doing it, MidFirst’s LiveFree Checking account is a smart move. With no monthly fee, no minimum balance, and a local touch that supports your community (and your team), this account checks all the right boxes.

    Quick Recap

    Promo Code: REFERRAL50-2025
    Referral Name: Sanders
    Bonus: $200 after $1,000+ direct deposit within 90 days


  • $50 to $300 SoFi Checking and Savings Account Bonus with Up to 4.60% APY

    We get tons of messages asking us where to find the highest interest paying checking or savings account. Here’s a highly recommended option that is the best interest rate you can make without going to a credit union or jumping hoops.

    SoFi Money is a cash management account with absolutely no fees. Similar to a regular bank account without all the hassles and fees. They also offer a higher interest rate than most banks. Best of all, all ATM fees are reimbursed when using their debit card, so it is a great account to use when traveling internationally. Also, there is no hard pull that will hurt your credit reports.

    Best of all, the sign up offer for the SoFi Money account was just increased to nice $50 – $300 bonus for new sign-ups! SoFi has been around since 2011 and have almost a million people using their app so they are growing significantly to be a competitor to the major banks with it’s high interest payout and easy to use interface and did we mention sign-up bonus!

    New App Members Sign Up Offer

    There are two new member offers for those signing up for both a SoFi Money and SoFi Invest account this month. As mentioned above, the SoFi Money bonus just increased, although it is still not as high as the bonus you’ll receive with the Sofi Invest bonus. You can get both bonuses because you are eligible to stack the bonus for each account.

    Additionally, if you refer friends or family members and they open up either account, you can continue to earn free money. You’ll receive $25 for everyone that opens up a SoFi Money account and $100 for a SoFi Invest account.

    To add more to the list of things we like with this app they are currently offering a 20% cash back on Netflix paid with their debit card this is similar to the promotion that they ran with Lyft where we profited over $100 in ride reimbursements last month.

    SoFi Checking and Savings Account Bonus: Up to $250 Bonus PLUS 4.60% APY

    SoFi Checking and Savings is much like other deposit accounts, except with one big benefit—you can earn up to 4.60% APY on your savings balance, as well as 0.50% APY on your checking balance. New customers can also currently earn a sign-up bonus worth up to $300 just for opening a new Sofi Checking and Savings account and receiving qualifying direct deposits.

    You also won’t have to jump through a lot of hoops to earn that elevated annual percentage yield (APY). All you have to do is set up monthly direct deposits of your paycheck or government-issued benefits. You won’t even have to receive a minimum direct deposit amount to earn the increased APY. If you don’t receive monthly direct deposits, you can still earn the top savings rate by depositing $5,000 or more each month.

    SoFi Checking and Savings: $250 Bonus
    It’s pretty common for banks to offer a welcome bonus when you sign up and meet certain requirements, and the SoFi Checking and Savings account is no different.

    New customers can currently earn a one-time bonus of up to $300 when they open a new SoFi Checking and Savings account before December 31, 2024.

    Go Here To qualify for the bonus:

    Open a new SoFi Checking and Savings Account.
    Receive at least $1,000 in qualifying direct deposits within a 25-day “Evaluation Period,” which begins the day your first qualifying direct deposit is received.
    Hit the minimum requirement to earn a $50 cash bonus.
    Reach the next tier to earn you a $300 bonus.
    Once you meet the direct deposit requirement, you’ll receive your bonus within seven business days after the Evaluation Period.

    SoFi Money: Earn 10% Back On Whole Foods, Trader Joe’s, Instacart, Netflix & Spotify

    SoFi Money is offering 10% back up to $50 for streaming and grocery store merchants.

    • Grocery stores:
      • Instacart
      • Whole Foods
      • Trade Joe’s
    • Streaming services:
      • Netflix
      • Disney+
      • Spotify

    Our Thoughts on Sofi

    When I tried opening both a SoFi Money and SoFi Invest account it took me just a few minutes to fully get both accounts set up. The process was seamless and transferring money into my account was easy. It’s not nearly as much a hassle as the big bank accounts.

    I received my SoFi Money cash bonus within just 3 business days of setting up my account, and I received my free stock from the SoFi Money account within the same time period. I also referred many friends and family members and most of those referrals show up the following day.

    It took about a week to receive my debit card. I tried it out on an ATM that charges a fee and I was immediately reimbursed. So far, I truly have enjoyed my new Sofi debit card!

    This is a great way to get some money back into your pocket simply by signing up for a debit card account. Unlike credit card welcome offers, there is no minimum amount of spend needed, no hard inquiry, and no guessing whether or not you are going to get approved. Many may just enjoy the benefit of the reimbursed ATM fees.

    Referring Friends (or spouse)

    To refer a friend, you’ll need to install the SoFi app. (I was able to find it quickly in the App Store). Once in the app, on the upper left-hand side of the welcome screen you’ll see a circle with a person icon enclosed. Click that button.

    Then, click the link that says “Invite friends.” From there, you can refer a friend to SoFi Money and SoFi Invest. You can save your referral link and send it to friends, or you can directly send the link via a text message, email, Twitter, Facebook, etc.

    Feel free to comment below with your experience and referral links from using SoFi.

  • 20% Cash Back on Lyft Rides – Pay with SoFi Money Card + $50 Bonus

    20% Cash Back on Lyft Rides – Pay with SoFi Money Card + $50 Bonus

    Get 20% cashback on every Lyft ride when you pay with your SoFi Money card – up to $1,000! Valid now through 2/18/20.

    This is nice new benefit on the SoFi Money card, which is already offering a $50 cash bonus when you open an account and deposit $100. New Lyft riders also get $5 credit. I’m surprised they are offering such a generous offer but it does get people to sign up and using their accounts. They might end this early…so you know the drill. If you’re a big spender on ride sharing, you can max out the $1000 cash back if you spend $5000 on Lyft through the expiration data of this promotion.

    Get 20% cashback on every Lyft ride when you pay with your SoFi Money card – up to $1,000! Valid now through 2/18/20. This is nice new benefit on the SoFi Money card, which is already offering a $50 cash bonus when you open an account and deposit $100. New Lyft riders also get $5 credit. I’m surprised they are offering such a generous offer but it does get people to sign up and using their accounts. They might end this early…so you know the drill. If you’re a big spender on ride sharing, you can max out the $1000 cash back if you spend $5000 on Lyft through the expiration date of this promotion.

    How To Get 20% Off Every Lyft Ride

    1. Open a free Sofi Money account. $50 Bonus: You’ll need to deposit some money anyway to use it so… deposit $100 and you’ll get a $50 cash bonus.
    2. Add your Sofi Money card to your Lyft account and make it your default payment method.
    3. Get 20% cash back every time you pay for your Lyft ride with Sofi Money.

    What is a SoFi Money card?

    SoFi offers a free cash management account with a $50 bonus offer when you open an account and deposit $100. They also give a $100 bonus worth of stock when you open a trading account and deposit $1000 but that’s a completely separate offer. These are are refer a friend offers. Feel free to use my links and post yours in the comments below. Thank you in advance if you do use our links!

    This is nice new benefit on the SoFi Money card, which is already offering a $50 cash bonus when you open an account and deposit $100. New Lyft riders also get $5 credit. I’m surprised they are offering such a generous offer but it does get people to sign up and using their accounts. They might end this early…so you know the drill. If you’re a big spender on ride sharing, you can max out the $1000 cash back if you spend $5000 on Lyft through the expiration date of this promotion.

    How To Get 20% Off Every Lyft Ride
    Open a free Sofi Money cash management account. $50 Bonus: You’ll need to deposit some money anyway to use it so… deposit $100 and you’ll get a $50 cash bonus.
    Add your Sofi Money card to your Lyft account and make it your default payment method.
    Get 20% cash back every time you pay for your Lyft ride with Sofi Money.
    What is a SoFi Money card?
    SoFi offers a free cash management account with a $50 bonus offer when you open an account and deposit $100. They also give a $100 bonus worth of stock when you open a trading account and deposit $1000 but that’s a completely separate offer. These are are refer a friend offers. Feel free to use my links and post yours in the comments below. Thank you in advance if you do use my links!

    Fine Print

    SoFi Money®? is a cash management account, which is a brokerage product, offered by SoFi Securities LLC. Member FINRA/SIPC. Neither SoFi nor its affiliates is a bank.

    SoFi Securities, LLC Member FINRA/SIPC.
    ¹ The SoFi Money Annual Percentage Yield as of 10/31/2019 is 1.60% APY (1.59% interest rate). Interest rates are variable and subject to change at our discretion, at any time. No minimum balance required.

    ² The following describes the terms that apply to participation in the SoFi Money Lyft promotional program (“Program”) offered by SoFi Securities LLC (“SoFi”). Promotion with Lyft through the Program is open to current SoFi Money members. No opt-in required. To participate, enter your SoFi Money debit card number in the Lyft app and use it to pay for rides. Promotion Period: 11/20/19 12:00PM EST – 2/18/20 11:59AM EST. Only Lyft rides completed and processed for payment during the Promotion Period are eligible for the Cash Back Promotion. 20% cash back is calculated using the quoted price for your Lyft rides only – it does not apply to other charges such as tips, cancellation fees, and other services such as rental and bike rides. Cash back will be rounded up to the nearest into the participant’s SoFi Money account. Cash back reimbursements can be delayed by up to 14 business days.SoFi reserves the right to terminate the promotion at any time without notice.

  • Stop Being Big Bank Slaves and Avoid Paying High ATM fees

    hello kitty cupcake atm machineMost of us rely on ATM Machines to get cash because not every business takes credit and debit cards. We also need cash to leave tips and it seems everyone wants a tip these days so that amounts to quite a bit. It’s recommended that you use credit cards most of the time for safety reasons and to really help avoid ATM charges if you pay them off each month. There are also other ways to avoid ATM charges that have been going up at over three times the rate of inflation each year.

    The average ATM fee is now over $4.50. The cost of ATMs and the data networks are actually going down and less expensive for banks. So they have no excuse to be charging these fees and you would think to remain competitive they would drop them as a major benefit. That is one of the main reasons I have had my checking with E*Trade bank for several years now because of the unlimited ATM fee refunds. (more…)

  • No More Unlimited ATM Rebates with Ally Bank

    AllyBankATMFeesOnline banking powerhouse Ally Bank is just beginning to notify customers of some changes that will affect checking, money market and savings accounts. The changes that will most likely not be big enough for some to switch over to another bank you should be aware of these that will be effective on August 15, 2015.

    One of the changes involves ATM Fees which Ally Bank prided itself on in most of its marketing. The online bank will be eliminating unlimited ATM fee rebates. Ally Bank will reimburse up to $10 per statement cycle in ATM fees other banks charge when customers use their Ally Bank debit card at any ATM machine nationwide. Basically if you go over 2 or 3 ATM withdrawals a month you will have to pay the other banks fees. The good thing about it is that Ally Bank will continue to not charge its customers ATM fees.

    For those of us that use ATM machines more than once or twice a month Ally Bank has joined the Allpoint network to allow customers no fee access to more than 43,000 ATMS in the U.S. They plan to include Allpoint ATM locations on its ATM and Cash Locator app by the end of August. (more…)