Category: Bank Bonus

$50 to $300 SoFi Checking and Savings Account Bonus with Up to 4.60% APY
We get tons of messages asking us where to find the highest interest paying checking or savings account. Here’s a highly recommended option that is the best interest rate you can make without going to a credit union or jumping hoops.

SoFi Money is a cash management account with absolutely no fees. Similar to a regular bank account without all the hassles and fees. They also offer a higher interest rate than most banks. Best of all, all ATM fees are reimbursed when using their debit card, so it is a great account to use when traveling internationally. Also, there is no hard pull that will hurt your credit reports.

Best of all, the sign up offer for the SoFi Money account was just increased to nice $50 – $300 bonus for new sign-ups! SoFi has been around since 2011 and have almost a million people using their app so they are growing significantly to be a competitor to the major banks with it’s high interest payout and easy to use interface and did we mention sign-up bonus!

New App Members Sign Up Offer

There are two new member offers for those signing up for both a SoFi Money and SoFi Invest account this month. As mentioned above, the SoFi Money bonus just increased, although it is still not as high as the bonus you’ll receive with the Sofi Invest bonus. You can get both bonuses because you are eligible to stack the bonus for each account.
- SoFi Money $50 – $300 Bonus: Make two direct deposits of $500 or more, receive a $50 – $250 bonus.
- SoFi Invest $50 Bonus: Deposit $5,000 in your account and you’ll receive a $50 bonus for free stock.
Additionally, if you refer friends or family members and they open up either account, you can continue to earn free money. You’ll receive $25 for everyone that opens up a SoFi Money account and $100 for a SoFi Invest account.

To add more to the list of things we like with this app they are currently offering a 20% cash back on Netflix paid with their debit card this is similar to the promotion that they ran with Lyft where we profited over $100 in ride reimbursements last month.

SoFi Checking and Savings Account Bonus: Up to $250 Bonus PLUS 4.60% APY

SoFi Checking and Savings is much like other deposit accounts, except with one big benefit—you can earn up to 4.60% APY on your savings balance, as well as 0.50% APY on your checking balance. New customers can also currently earn a sign-up bonus worth up to $300 just for opening a new Sofi Checking and Savings account and receiving qualifying direct deposits.

You also won’t have to jump through a lot of hoops to earn that elevated annual percentage yield (APY). All you have to do is set up monthly direct deposits of your paycheck or government-issued benefits. You won’t even have to receive a minimum direct deposit amount to earn the increased APY. If you don’t receive monthly direct deposits, you can still earn the top savings rate by depositing $5,000 or more each month.

SoFi Checking and Savings: $250 Bonus
It’s pretty common for banks to offer a welcome bonus when you sign up and meet certain requirements, and the SoFi Checking and Savings account is no different.

New customers can currently earn a one-time bonus of up to $300 when they open a new SoFi Checking and Savings account before December 31, 2024.

Go Here To qualify for the bonus:

Open a new SoFi Checking and Savings Account.
Receive at least $1,000 in qualifying direct deposits within a 25-day “Evaluation Period,” which begins the day your first qualifying direct deposit is received.
Hit the minimum requirement to earn a $50 cash bonus.
Reach the next tier to earn you a $300 bonus.
Once you meet the direct deposit requirement, you’ll receive your bonus within seven business days after the Evaluation Period.

SoFi Money: Earn 10% Back On Whole Foods, Trader Joe’s, Instacart, Netflix & Spotify

SoFi Money is offering 10% back up to $50 for streaming and grocery store merchants.
- Grocery stores:
  - Instacart
  - Whole Foods
  - Trade Joe’s
- Streaming services:
  - Netflix
  - Disney+
  - Spotify
Our Thoughts on Sofi

When I tried opening both a SoFi Money and SoFi Invest account it took me just a few minutes to fully get both accounts set up. The process was seamless and transferring money into my account was easy. It’s not nearly as much a hassle as the big bank accounts.

I received my SoFi Money cash bonus within just 3 business days of setting up my account, and I received my free stock from the SoFi Money account within the same time period. I also referred many friends and family members and most of those referrals show up the following day.

It took about a week to receive my debit card. I tried it out on an ATM that charges a fee and I was immediately reimbursed. So far, I truly have enjoyed my new Sofi debit card!

This is a great way to get some money back into your pocket simply by signing up for a debit card account. Unlike credit card welcome offers, there is no minimum amount of spend needed, no hard inquiry, and no guessing whether or not you are going to get approved. Many may just enjoy the benefit of the reimbursed ATM fees.

Referring Friends (or spouse)

To refer a friend, you’ll need to install the SoFi app. (I was able to find it quickly in the App Store). Once in the app, on the upper left-hand side of the welcome screen you’ll see a circle with a person icon enclosed. Click that button.

Then, click the link that says “Invite friends.” From there, you can refer a friend to SoFi Money and SoFi Invest. You can save your referral link and send it to friends, or you can directly send the link via a text message, email, Twitter, Facebook, etc.

Feel free to comment below with your experience and referral links from using SoFi.
March 5, 2024

Earn Banking Bonuses using Swagbucks

Swagbucks and MyPoints are ways to earn rewards (cash and gift cards) for online activities. They are owned by the same parent company, so their offers are often similar or identical. We prefer Swagbucks for most of our bigger bonuses for banking and they have offered bonuses for things such as driving for DoorDash or Uber and grocery shopping.

Swagbucks has 18 money-making offers available that will give you over $850 in rewards. Some of these offers require you to open a bank account, an investment account, or a credit card and make a minimum deposit or receive a direct deposit which is an easy way to make money online. For example, you can get $200 from Swagbucks if you open a Chime Bank account and receive at least 2 qualifying direct deposits in your account. You can also get $40 from Swagbucks if you open a Greenlight debit card for kids and make a $20 minimum deposit. You could even get $150 from Sofi Bank just for throwing $100 into your account after signing up as a new customer.

Offer	Reward	Minimum Deposit	Bank Rating
Chime Bank	$200	$0	4.5
Greenlight	$40	$20	4.7
SoFi	$100	$50	5.0
Abra	$40 + $10 bonus	$25	3.9
Public	$16 + $5 bonus	$5	4.2
Axos Bank	$150 or $200	$750 or $1000	4.3
Lili Banking Account	$50	$25	4.2
Charlie App Account	$10	$0	4.6
U.S. Bank Account	$100	N/A	5.0
Copper Banking Account for Teens	$10	N/A	N/A
Varo Banking Account	$120	$25	4.7
BBVA Banking Account	$50	$25	4.5

Non-Direct Deposit Bank Offers

As I began my research, I noticed the offers for banks divided themselves into two categories – offers requiring direct deposit and offers not requiring direct deposit.

I do have direct deposits to my current bank account. But they are not usually large enough to meet the requirements detailed in the fine print of the offers. You can use services such as Brex Banking to do easy direct deposits if you do not have an employer who will do this.

If you do all the offers, you will get over $350 just for the non-direct deposit bonuses! To find these offers on the Swagbucks website, login to your account and click on Discover.

These offers are subject to change so always read the fine print on these offers.

Sofi $150 Bonus

A bank offering a hybrid of investing, credit, and cash banking, SoFi is proving a bit hard to navigate for me. This is the one I am trying out first. I signed up for my account a few weeks ago and I still cannot figure out how to fund it. It may be my bank (a smaller, local bank). Hopefully it will work for you. Since they offer hybrid banking, there are a number of offers for SoFi within Swagbucks and MyPoints. Make sure you are opening and completing the requirements for the bonus for the type of account which works for you. Read our full Sofi review here.

Swagbucks offer: Open an online account, deposit $100, get $150.

This is our favorite banking offer especially with the high interest they are paying out. Earn up to 4.20% APY on savings balances with direct deposits, and 1.20% APY on checking balances. Members without direct deposit will earn 1.20% APY on both savings and checking balances. FDIC insured up to $2M through a network of participating banks. Open a new account and deposit at least $100 to earn 15,000 Swagbucks. PLUS if you direct deposit $4,999.99 or more in 1 month, you are eligible to earn an additional $250 bonus into your SoFi account.

Axos Bank $150 Bonus

Axos Bank gives you all of the features of online banking with none of the fees. Open a bank account and deposit $750 or more to earn 15,000 SB (worth $150).

Swagbucks offer: Deposit $750, get $150.

Varo $52 Bonus

A mobile banking platform with no monthly fees and debit card, Varo provides the same protection as a normal bank account. It offers a little something when you sign up. Varo also has the options to save automatically by rounding up the totals on your purchases and saving the change or automatically setting aside a percentage of your direct deposits.

Swagbucks offer: Deposit $25, get $52

Charlie

An app intended to help young people get out of debt, Charlie helps debtors plan to be debt-free. The app also lays aside money (for debt or for savings) based on the rules set by the user. An example given may be: “Set aside $5 each time I spend at Target.”

Swagbucks offer: Deposit $10, get $10

BBVA Online Checking $50 Bonus

The BBVA Online Checking account promotes it is fee-free. Their website shows the various fees of other online banks for checking. This fact makes it easy to sign up for an account for a short-term in order to get a little bonus. An initial deposit of $25 is required to open a free account.

Note: the fine print of this offer warns of an automatic paper statement fee of $3 per month. You can opt out of it, but you must opt out in order to avoid the fee.

Swagbucks offer: Open an online account, deposit $25, get $50.

Oxygen $30 Bonus

Another online personal or business account without fees, Oxygen is a debit-card based banking system. Both the business account and the personal account have a cash back program attached. They also have a referral program which can net you $50 for each friend who meets the requirements of a new account up to $500 every 6 months. The friend also gets a $50 reward.

Swagbucks offer: Open an online account, deposit $20, get $30.

Copper $25 Bonus

Actually a bank targeting teens, MyPoints still offers real money to give Copper a try. Braces and awkward disposition are not a requirement. As I was researching their website, I discovered they offer teens rewards for learning about finances. Financial literacy and bonus money – win, win!

MyPoints offer: Open an online account, deposit $10, make one purchase get $25.

Lili $40 Bonus

An account marketed to freelancers, Lili is a debit-card based banking option. Fee-free banking and automatic savings options are great features of this bank. They also have a referral program which can net you $50 for each friend who meets the requirements of a new account. There is a $500 lifetime cap on rewards.

Swagbucks offer: Open an online account, deposit $200, get $40.

Direct-Deposit Bank Offers

Some may not have direct deposit high enough to qualify for most of these bank offers below. But if you do have a direct deposit set up for your account, these offers may be a wonderful way to make extra cash for switching your bank account. We recommend opening a Brex account or checking to see what will count as a direct deposit.

Note: It requires work to switch not only the bank account over, but also the direct deposit. Take that into consideration when deciding if these offers are right for you.

$100 or $50 Swagbucks with Current Fee-Free Banking

A modern banking option, Current is offering many of the fee-free banking benefits of the other banks detailed in this list. I like the ability to automatically save and create “pods” for specific savings goals. They also offer some banking options for families with teens.

Swagbucks offer: Open an account, have a direct deposit of over $250 in the first 30 days, get $100.

Chime

Another fee-free debit based account, Chime also offers a Savings Account when you sign up for their Visa debit account. They also offer automatic savings options to help you save money effortlessly.

Swagbucks offer: Open an account, have a direct deposit of over $200 in the first 45 days, get $125.

MyPoints offer: Open an account, have a direct deposit of over $200 in the first 45 days, get $135.

Rakuten offer: Open an account, have a direct deposit of over $200 in the first 30 days, get $40.

Is Swagbucks legit? Will I get paid?

Swagbucks is a legitimate company. Let’s say Bank A will pay Swagbucks $60 for a new customer, and then Swagbucks promises you $50 of that. That means both Swagbucks has to track that you opened the account, and Bank A has to track that someone from Swagbucks opened the account, and they both have to agree that Swagbucks user was you specifically. We recommend using the same email that you used to open the bank account that you use with your Swagbucks account.

We love to stack and use Swagbucks when they offer a bonus that is stacked on top of another bonus, and not instead of another bonus. For example, with Plynk they may only offer 3500 SB right now (worth ~$35), but at least it is on top of the standard $50 bonus. That way, it’s just gravy on top, instead of a possible net loss by making you miss out on an alternative bonus if the tracking goes awry. I usually avoid Swagbucks if they tell me I’ll be disqualified from the standard bonus.

How much are Swagbucks worth?

Thankfully, their redemption options are relatively easy to understand. 2500 SB is worth approximately $25 via various options. 2500 SB = $25 cash deposited directly into your bank account or brokerage account, no fees, uses Plaid service. You can also redeem it for Paypal cash, Uber, Airbnb, and Amazon gift cards at sometimes a discount of 10% making it worth more than your typical cash back bonus redemption.

January 8, 2024

This Card is Giving Away $100 Bonus and Double Cash Back – Here’s How to Get Yours
How to Save Big for Your Family with Discover’s Cashback Match and 5% Bonus Categories

If you’re looking for a simple and rewarding way to save money for your family, you might want to check out the Discover it Cash Back card. This card offers a generous cash back program that can help you earn more on your everyday purchases. Plus, it has a unique feature called Cashback Match that doubles your rewards at the end of your first year. Here’s how it works and why it’s one of the best cards to have.

Earn 5% Cash Back on Groceries, Gas, and Dining

The Discover it Cash Back card lets you earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.

That means you can earn cash back on the things you buy the most for your family, such as groceries, gas, and dining out. For example, if you spend $500 a month on groceries, $200 a month on gas, and $100 a month on dining, you can earn $480 in cash back in a year (assuming you activate the 5% categories each quarter).

With the current quarter you can earn 5% back this quarter on up to $1,500 in purchases at Restaurants and Wholesale Clubs. The next quarter that starts in June will be 5% on Gas purchases. Earlier this year they gave us 5% back on Groceries and Drug Store purchases which we maxed out easily.

Get Double Cash Back at the End of Your First Year

But that’s not all. The Discover it Cash Back card also has a feature called Cashback Match that matches all the cash back you’ve earned at the end of your first year. You don’t need to sign up for this feature or pay any annual fee. You just need to use your card for purchases and earn cash back rewards. At the end of your first year, Discover will match the amount of cash back you’ve earned and add it to your account.

That means you can double your rewards without any extra effort. For example, if you earn $480 in cash back in your first year, Discover will match it and give you another $480. That’s a total of $960 in cash back for your first year!

Go here to apply and start earning double (plus the $100 Bonus!).

Redeem Your Cash Back Easily and Flexibly

One of the best things about the Discover it®Cash Back card is that redeeming your cash back is easy and flexible. You can redeem your cash back at any time and in any amount. You can choose from several options, such as:
- Get a statement credit or direct deposit to your bank account
- Pay with cash back at Amazon.com or PayPal
- Redeem for gift cards from popular merchants and get an extra $5 added to each card
- Donate to a charity of your choice
You can also use your cash back to pay down debt, save for a vacation, or treat yourself to something special. The choice is yours!

Choose Your Own Card Design

So many card designs to choose from!

Another cool feature of the Discover it Cash Back card is that you can choose your own card design. You can pick from over 40 designs, including colors, patterns, and images. You can also change your design as often as you like for free.

This way, you can personalize your card and make it stand out from the rest. You can also match your card design to your mood, style, or season.

Some of our favorite Discover Card designs.

Why It’s One of the Best Cards to Have

The Discover it Cash Back card is one of the best cards to have for many reasons. Here are some of them:
- You earn 1-5% Cash Back with no annual fee
- No foreign transaction fee
- 0% intro APR for 15 months on purchases and balance transfers (then 16.74% to 27.74% Standard Variable Purchase APR applies)
- Fee access to your FICO Credit Score
- Free Social Security number alerts and identity theft protection
- Award-winning U.S.-based customer service
- High customer satisfaction ratings
With so many benefits and features, the Discover it Cash Back card is a great choice for moms who want to save money for their families. It offers a generous cash back program that can help you earn more on your everyday purchases. Plus, it has a unique feature that doubles your rewards at the end of your first year. And it lets you redeem your cash back easily and flexibly.

It’s a no-brainer to save big for your family with Discover’s Cashback Match and 5% bonus categories.
May 26, 2023
Top Checking & Savings Bonus Offers
We put together a list of the best checking and savings bonus offers. This includes mostly national banks with soft credit pulls when you open an account with a few exceptions. We do live a few with hard pulls and a few from credit unions and regional banks. If you find out of a bank that offers a better bonus then please let us know. See our list of business bonus for new accounts here.

Most Recommended: SOFI $50 Bonus for Checking or Savings
- SOFI Offers a fee-free driven app checking and savings we found better and easier than most of the older banks.
- Go here to read more about the $50 bonus from SOFI
Chase $300 Bonus – Available In Branch & Online

This checking bonus from Chase can be paired with a $150, $200 or $300 savings bonus as well. You can do one per calendar year max.
- Direct deposit required, no minimum
- Soft pull on credit
- Can’t fund with a credit card
HSBC – Up To $750 Bonus – No Direct Deposit Required

HSBC has been a part of the online banking game for awhile now but their website can be a bit of a hassle. Read more about how we think the $350 bonus is one of the best.
- Soft pull on credit
- Direct deposit not required
- Can’t fund with a credit card
Wells Fargo $200 Checking Bonus

You may live in an area with no direct deposit requirement. Read more here.
- Soft pull
- Can fund up to $50 online with a credit card
- Direct deposit required (in most areas)
Citibank $300 Bonus

Citibank in the past has had bonuses as high as $400 with less strict requirements. You can get the bonus again if you haven’t held a Citi banking account within the past 180 days. You just need to be able to deposit $15,000.
- Direct deposit not required
- Can’t fund with a credit card
- Soft pull
Bank of America $100 Bonus/$300 Bonus

They have bigger targeted bonuses of up to $300 before, so check to see if you are targeted for this first. All you have to do is sign into your BOA credit card account and look at offers.
- Soft pull
- Can’t fund with a credit card, can fund with a debit card up to $250
- Requires direct deposits
E*Trade $150 Bonus

E-Trade has been one of our favorite banks for years although it was recently bought by a huge brokerage we hope they keep the no-fee checking at ATMs. They are offering bonuses right now from $50 and up with as little as a $500 deposit. Go here to learn more about the E-Trade bonuses.

Charles Schwab $100 Bonus

This is similar to the Etrade bank where you get ATM fees reimbursed, no fees for foreign transaction withdrawals) and you can also get this account and a brokerage account at the same time for one hard pull. The brokerage account then gives you access to the Charles Schwab credit cards. See more here at schwab.com/referred.
- Hard pull to open
- No requirements for bonus
Christian Community Credit Union – $200 Bonus – Must Be A Member of A Christian Ministry

The Christian Ministry requirement seems to be enforced and will rule out a lot of people, if you are eligible though this is a great deal. Read more here about Christian Loans.
- Soft pull
- Direct deposit with no minimum specified
- Can fund up to $100 for checking account and $500 for CD with a credit card.
Best Saving Account Bonuses

Discover Savings $150/$200 Bonus

Requires a deposit of $15,000 for $150 bonus or $200 for $20,000 bonus, but no minimum deposit length. Great deal, but only once per lifetime.
- $15,000 deposit required or $20,000 for $200 bonus, no minimum length
- No credit card funding
- Soft pull
Chase $200 Savings Bonus – In Branch & Online

They also have bonuses for $300 (requires $25,000 deposit) and $150 (requires $10,000 deposit). Can be combined with the $300 checking bonus listed above as well.
- $15,000 deposit required must be maintained for 90 days
- Soft pull
- Can’t fund with a credit card
Chase $300 Savings Bonus – In Branch

As mentioned above they have a $200 bonus and $150 bonus as well.
- $25,000 deposit required must be maintained for 90 days
- Soft pull
- Can’t fund with a credit card
Fidelity Bank $100 Savings

Can be combined with the $100 checking bonus they also offer.
- Deposit of $10,000 required for 30 days
- Soft pull
- Can fund up to $500 with a credit card
January 25, 2023
Communication Federal Credit Union $222 Checking Bonus – Not worth the Hard Inquiry
Communication Federal Credit Union (CFCU) is offering members a bonus of $222 when they sign up for their first PayMe Checking account or Performance checking account. These are both free accounts that can be opened online. You’ll need to set up direct deposit and use your debit card to earn the bonus, but it’s relatively low effort and and easy bonus to earn.

The CFCU Personal Checking promotion requires you to set up direct deposits and make purchases using the account’s card in order to earn the $222 bonus.

We do not recommend this bank if you are planning on taking out a new line of credit such as a mortgage or credit card in the near future. Communications Federal does a hard pull and this can stay on your credit report for two years. I opened up an account for this $222 over the weekend and got an instant notification from Credit Karma stating a hard pull was done by CFCU. I was shocked that a credit union checking account that I used a credit card to find would do this. Credit Karma actually thought I had three mortgage inquiries by opening up this ONE account. Absurd.

There are so many better offers out there you can trust such as SOFI with a lower bonus of $100 and more bonuses here.

If you do wish to go ahead with the $222 bonus then read below for the steps to take so you do not do something wrong in the application process.

Full requirements to receive this bonus are:
1. Become a member of Communication Federal Credit Union.
2. Open your first PayMe Checking or Performance Checking account with promo code “222”.
3. Within the first 90 days, receive direct deposits totaling $2,222.
4. Within the same 90 days, make 22 debit card purchases of at least $2 and enroll in eStatements.
5. Bonus paid to Primary Share within 90 days of requirements being met.
Deal at a Glance:
- Bonus amount: $222
- Availability: Oklahoma & Kansas
- Direct deposit required: Yes, $2,222+ within 90 days
- Additional requirements: See below
- Hard/soft pull: HARD PULL VERIFIED.
- ChexSystems: Unknown
- Credit card funding: Can fund each account up to $500 (Visa & Mastercard). Might be able to fund more
- Monthly fees: None
- Early account termination fee: Unknown
- Household limit: None listed
- Expiration date: April 30, 2022
April 3, 2022
Get $70 in Bonuses With Invstr App ($30 BTC + $40 Bonus)
The Offer

Direct Link to offer
- Swagbucks is offering 4,000 SB (worth $40) when you sign up for the Invstr banking and investing app and deposit $5.
- Invstr also offers new users $30 worth of bitcoin when you fund a new account with $100 or more.
Swagbucks.com is offering a $40 Amazon Gift Card + $30 in Bitcoin for Free with the Invstr app. Follow the instructions below.

Directions
- Click the link to Sign Up for Swagbucks and claim deal
  - Returning users login first, then click the link to claim deal
  - New users: You will need a mobile to verify your account.
  - New users: Check email to verify and create a password for Swagbucks
- Install Invstr via download link by Email, SMS, or QR code
- Deposit $5 or more in your Invstr+ account to receive the $40 Bonus
- Get Free $30 Bitcoin if you Deposit $100 or more within first 5 days of opening account
- Get 4,000 SB within 32 days
- Redeem your 4,000 SB for $40 worth of Amazon or PayPal gift cards
  - Note: This offer is only available to new Invstr customers.
About Swagbucks

Swagbucks is an online rewards program that allows members to earn gift cards and cash back through their online activities. So far, Swagbucks has already paid out over $664.3 million in cash and free gift cards. If you’re new to Swagbucks then please read our review.

About Invstr

Invstr is a financial app similar to Robinhood and Sofi offering self-directed trading, digital banking, educational resources, and market analytics. The app is best for active traders looking to place commission-free investments in stocks, ETFs, crypto, and ADRs. You only need $5 to start investing, and you can purchase fractional shares of stocks and other investments.

Our Verdict

I’m not sure it’s worth opening a new financial account for $40, though with the $30 crypto bonus it gets more interesting. In any case, it’s a good deal for someone who is interested in trying out the app, one which I don’t know much about. Compare more investment bonuses here.
April 2, 2022
E-Trade Bonus: Earn up to $2,500 + Free Trades & Free Pro Access

E-Trade is one of our favorite innovative online discount brokerages. They are now offering up to $2,500 bonus plus Free Trades for 60 days when you open a new E*TRADE Securities Individual, Joint or Retirement account by April 15, 2022 and funded within 60 days of account opening. E-Trade is a leader in the industry with far superior tools for investing and related banking solutions, outstanding customer service, and ease of use for investors.

One of the best things about this offer is you not only get a bonus and free trades but you also get E-Trade Pro for Free for 90 days. Here’s how to get free E-TRADE Pro access: Receive complimentary access to E-TRADE Pro for 90 days when the new account enrollment is complete and qualifying deposit is made.

Go Here for E-Trade Bonus! (more…)

March 15, 2022
BlockFi Promotion – Earn $100 Bitcoin When You Deposit $200+
While Bitcoin is the buzz because of the Bitcoin halving and many mainstream institutional investors are getting into the currency now is a great time to sign up for this limited time bonus.

Bitcoin has just gone through a much-hyped adjustment that reduced the rate at which new coins are created. Supporters of the cryptocurrency say that this scarcity is part of what underpins its value and makes it a potential safe haven against currencies that are vulnerable to devaluation during times of economic crisis.

Every new friend that signs up using your unique referral code and deposits $200+ worth of crypto to their BlockFi Interest Account, you and your friend will each earn a one time bonus of $10 in BTC. They are also running a promo where you can earn $100 BTC with a deposit of $200. Your friend will need to hold the qualifying balance until the following interest payment day to qualify you both for the bonus.

After 5 qualifying referrals, you will start earning a $20 BTC bonus as a thank you for your continued support of BlockFi. Your referred friends will continue to earn $10 BTC bonuses after their qualifying deposits.

BlockFi is offering users with a balance of $0 the opportunity to earn $100 in BTC when they deposit $200 and maintain a balance of $200+ for 3 months.
1. Head over to the BlockFi app
2. Verify your identity (just a few minutes).
3. Deposit $100 in crypto for 10 BTC bonus or $200 in crypto for 100 BTC Bonus
4. Keep this open for at least 60 days; you receive your bonus on the first day of the next month. You can also deposit using services such as Coinbase or wire transfer (e.g. revolut) which is converted to GUSD stablecoin.
5. You have one free withdrawal per month.
About BlockFi

BlockFi offers market leading financial tools to help crypto investors earn interest on their crypto and get USD funding through crypto backed loans. BlockFi is the only independent lender with institutional backing from investors that include Galaxy Digital, Susquehanna, Akuna Capital, Fidelity, Recruit Strategic Partners, ConsenSys Ventures, SoFi, Coinbase Ventures, CMT Digital and Morgan Creek Digital.The BlockFi Interest Account provides clients with the ability to earn more crypto while holding for long-term investments. Interest is paid monthly and compounds. This significantly increases the potential earnings of long-term account holders.

Bitcoin is the Future
- Bloomberg expects bitcoin to revisit its record high reached in 2017 and double to $20,000 this year, an analyst note published Tuesday said.
- The firm sees bitcoin breaking away from other cryptocurrencies and says the digital currency has increasingly favorable fundamentals and technicals.
- Bloomberg says that the same forces pushing gold higher also support bitcoin and that the coronavirus is accelerating bitcoin’s maturity relative to the stock market
December 1, 2020
October Bank Promotions & Bonuses

October is another good month for bank promotions from both large, small banks and credit unions. Banks give away big bonuses or free cash to attract new customers and keep them on as a long term customer.

There are so many banks to choose from whether brick and mortar or online and it’s important to find one that suits your needs. Make sure to weigh if you wish to earn high interest, have no fees, earn rewards, or just have basic free checking. You can have your cake and eat it too when you get the perfect account with one of these top bank bonuses.

If you’re seeking a new bank bonus for this month here are some options to not miss out on:

1. PNC Bank – $400 Bonus

The PNC Bank offers downfall is that it’s only good for residents of AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI, and District of Columbia. When you open a new Virtual Wallet at PNC Bank with Performance Select, you can earn a $400 cash bonus. Just set up a qualifying direct deposit of at least $5000 and make one online bill payment through your online bill payment account. Both requirements must be met within 60 days of account opening, and your bonus will be deposited into your account within 60 days of fulfilling them. This offer expires at the end of the year so you still have a few months to act on it. (more…)

October 9, 2020
20% Cash Back on Lyft Rides – Pay with SoFi Money Card + $50 Bonus
Get 20% cashback on every Lyft ride when you pay with your SoFi Money card – up to $1,000! Valid now through 2/18/20.

This is nice new benefit on the SoFi Money card, which is already offering a $50 cash bonus when you open an account and deposit $100. New Lyft riders also get $5 credit. I’m surprised they are offering such a generous offer but it does get people to sign up and using their accounts. They might end this early…so you know the drill. If you’re a big spender on ride sharing, you can max out the $1000 cash back if you spend $5000 on Lyft through the expiration data of this promotion.

Get 20% cashback on every Lyft ride when you pay with your SoFi Money card – up to $1,000! Valid now through 2/18/20. This is nice new benefit on the SoFi Money card, which is already offering a $50 cash bonus when you open an account and deposit $100. New Lyft riders also get $5 credit. I’m surprised they are offering such a generous offer but it does get people to sign up and using their accounts. They might end this early…so you know the drill. If you’re a big spender on ride sharing, you can max out the $1000 cash back if you spend $5000 on Lyft through the expiration date of this promotion.

How To Get 20% Off Every Lyft Ride
1. Open a free Sofi Money account. $50 Bonus: You’ll need to deposit some money anyway to use it so… deposit $100 and you’ll get a $50 cash bonus.
2. Add your Sofi Money card to your Lyft account and make it your default payment method.
3. Get 20% cash back every time you pay for your Lyft ride with Sofi Money.
What is a SoFi Money card?

SoFi offers a free cash management account with a $50 bonus offer when you open an account and deposit $100. They also give a $100 bonus worth of stock when you open a trading account and deposit $1000 but that’s a completely separate offer. These are are refer a friend offers. Feel free to use my links and post yours in the comments below. Thank you in advance if you do use our links!

This is nice new benefit on the SoFi Money card, which is already offering a $50 cash bonus when you open an account and deposit $100. New Lyft riders also get $5 credit. I’m surprised they are offering such a generous offer but it does get people to sign up and using their accounts. They might end this early…so you know the drill. If you’re a big spender on ride sharing, you can max out the $1000 cash back if you spend $5000 on Lyft through the expiration date of this promotion.

How To Get 20% Off Every Lyft Ride
Open a free Sofi Money cash management account. $50 Bonus: You’ll need to deposit some money anyway to use it so… deposit $100 and you’ll get a $50 cash bonus.
Add your Sofi Money card to your Lyft account and make it your default payment method.
Get 20% cash back every time you pay for your Lyft ride with Sofi Money.
What is a SoFi Money card?
SoFi offers a free cash management account with a $50 bonus offer when you open an account and deposit $100. They also give a $100 bonus worth of stock when you open a trading account and deposit $1000 but that’s a completely separate offer. These are are refer a friend offers. Feel free to use my links and post yours in the comments below. Thank you in advance if you do use my links!

Fine Print

SoFi Money®? is a cash management account, which is a brokerage product, offered by SoFi Securities LLC. Member FINRA/SIPC. Neither SoFi nor its affiliates is a bank.
SoFi Securities, LLC Member FINRA/SIPC.
¹ The SoFi Money Annual Percentage Yield as of 10/31/2019 is 1.60% APY (1.59% interest rate). Interest rates are variable and subject to change at our discretion, at any time. No minimum balance required.
² The following describes the terms that apply to participation in the SoFi Money Lyft promotional program (“Program”) offered by SoFi Securities LLC (“SoFi”). Promotion with Lyft through the Program is open to current SoFi Money members. No opt-in required. To participate, enter your SoFi Money debit card number in the Lyft app and use it to pay for rides. Promotion Period: 11/20/19 12:00PM EST – 2/18/20 11:59AM EST. Only Lyft rides completed and processed for payment during the Promotion Period are eligible for the Cash Back Promotion. 20% cash back is calculated using the quoted price for your Lyft rides only – it does not apply to other charges such as tips, cancellation fees, and other services such as rental and bike rides. Cash back will be rounded up to the nearest into the participant’s SoFi Money account. Cash back reimbursements can be delayed by up to 14 business days.SoFi reserves the right to terminate the promotion at any time without notice.
November 22, 2019