Banklady Credit Doctor

Category: Bank Bonus

  • This Card is Giving Away $100 Bonus and Double Cash Back – Here’s How to Get Yours

    How to Save Big for Your Family with Discover’s Cashback Match and 5% Bonus Categories

    If you’re looking for a simple and rewarding way to save money for your family, you might want to check out the Discover it Cash Back card. This card offers a generous cash back program that can help you earn more on your everyday purchases. Plus, it has a unique feature called Cashback Match that doubles your rewards at the end of your first year. Here’s how it works and why it’s one of the best cards to have.

    Earn 5% Cash Back on Groceries, Gas, and Dining

    The Discover it Cash Back card lets you earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.

    That means you can earn cash back on the things you buy the most for your family, such as groceries, gas, and dining out. For example, if you spend $500 a month on groceries, $200 a month on gas, and $100 a month on dining, you can earn $480 in cash back in a year (assuming you activate the 5% categories each quarter).

    With the current quarter you can earn 5% back this quarter on up to $1,500 in purchases at Restaurants and Wholesale Clubs. The next quarter that starts in June will be 5% on Gas purchases. Earlier this year they gave us 5% back on Groceries and Drug Store purchases which we maxed out easily.

    Get Double Cash Back at the End of Your First Year

    But that’s not all. The Discover it Cash Back card also has a feature called Cashback Match that matches all the cash back you’ve earned at the end of your first year. You don’t need to sign up for this feature or pay any annual fee. You just need to use your card for purchases and earn cash back rewards. At the end of your first year, Discover will match the amount of cash back you’ve earned and add it to your account.

    That means you can double your rewards without any extra effort. For example, if you earn $480 in cash back in your first year, Discover will match it and give you another $480. That’s a total of $960 in cash back for your first year!

    Go here to apply and start earning double (plus the $100 Bonus!).

    Redeem Your Cash Back Easily and Flexibly

    One of the best things about the Discover it®Cash Back card is that redeeming your cash back is easy and flexible. You can redeem your cash back at any time and in any amount. You can choose from several options, such as:

    • Get a statement credit or direct deposit to your bank account
    • Pay with cash back at Amazon.com or PayPal
    • Redeem for gift cards from popular merchants and get an extra $5 added to each card
    • Donate to a charity of your choice

    You can also use your cash back to pay down debt, save for a vacation, or treat yourself to something special. The choice is yours!

    Choose Your Own Card Design

    So many card designs to choose from!

    Another cool feature of the Discover it Cash Back card is that you can choose your own card design. You can pick from over 40 designs, including colors, patterns, and images. You can also change your design as often as you like for free.

    This way, you can personalize your card and make it stand out from the rest. You can also match your card design to your mood, style, or season.

    Some of our favorite Discover Card designs.

    Why It’s One of the Best Cards to Have

    The Discover it Cash Back card is one of the best cards to have for many reasons. Here are some of them:

    • You earn 1-5% Cash Back with no annual fee
    • No foreign transaction fee
    • 0% intro APR for 15 months on purchases and balance transfers (then 16.74% to 27.74% Standard Variable Purchase APR applies)
    • Fee access to your FICO Credit Score
    • Free Social Security number alerts and identity theft protection
    • Award-winning U.S.-based customer service
    • High customer satisfaction ratings

    With so many benefits and features, the Discover it Cash Back card is a great choice for moms who want to save money for their families. It offers a generous cash back program that can help you earn more on your everyday purchases. Plus, it has a unique feature that doubles your rewards at the end of your first year. And it lets you redeem your cash back easily and flexibly.

    It’s a no-brainer to save big for your family with Discover’s Cashback Match and 5% bonus categories.

  • Communication Federal Credit Union $222 Checking Bonus – Not worth the Hard Inquiry

    Communication Federal Credit Union $222 Checking Bonus – Not worth the Hard Inquiry

    Communication Federal Credit Union (CFCU) is offering members a bonus of $222 when they sign up for their first PayMe Checking account or Performance checking account. These are both free accounts that can be opened online. You’ll need to set up direct deposit and use your debit card to earn the bonus, but it’s relatively low effort and and easy bonus to earn.

    The CFCU Personal Checking promotion requires you to set up direct deposits and make purchases using the account’s card in order to earn the $222 bonus.

    We do not recommend this bank if you are planning on taking out a new line of credit such as a mortgage or credit card in the near future. Communications Federal does a hard pull and this can stay on your credit report for two years. I opened up an account for this $222 over the weekend and got an instant notification from Credit Karma stating a hard pull was done by CFCU. I was shocked that a credit union checking account that I used a credit card to find would do this. Credit Karma actually thought I had three mortgage inquiries by opening up this ONE account. Absurd.

    There are so many better offers out there you can trust such as SOFI with a lower bonus of $100 and more bonuses here.

    If you do wish to go ahead with the $222 bonus then read below for the steps to take so you do not do something wrong in the application process.

    Full requirements to receive this bonus are:

    1. Become a member of Communication Federal Credit Union.
    2. Open your first PayMe Checking or Performance Checking account with promo code “222”.
    3. Within the first 90 days, receive direct deposits totaling $2,222.
    4. Within the same 90 days, make 22 debit card purchases of at least $2 and enroll in eStatements.
    5. Bonus paid to Primary Share within 90 days of requirements being met.

    Deal at a Glance:

    • Bonus amount: $222
    • Availability: Oklahoma & Kansas
    • Direct deposit required: Yes, $2,222+ within 90 days
    • Additional requirements: See below
    • Hard/soft pull: HARD PULL VERIFIED.
    • ChexSystems: Unknown
    • Credit card funding: Can fund each account up to $500 (Visa & Mastercard). Might be able to fund more
    • Monthly fees: None
    • Early account termination fee: Unknown
    • Household limit: None listed
    • Expiration date: April 30, 2022
  • Get $70 in Bonuses With Invstr App ($30 BTC + $40 Bonus)

    Get $70 in Bonuses With Invstr App ($30 BTC + $40 Bonus)

    The Offer

    Direct Link to offer

    • Swagbucks is offering 4,000 SB (worth $40) when you sign up for the Invstr banking and investing app and deposit $5.
    • Invstr also offers new users $30 worth of bitcoin when you fund a new account with $100 or more.

    Swagbucks.com is offering a $40 Amazon Gift Card + $30 in Bitcoin for Free with the Invstr app. Follow the instructions below.

    Directions

    • Click the link to Sign Up for Swagbucks and claim deal
      • Returning users login first, then click the link to claim deal
      • New users: You will need a mobile to verify your account.
      • New users: Check email to verify and create a password for Swagbucks
    • Install Invstr via download link by Email, SMS, or QR code
    • Deposit $5 or more in your Invstr+ account to receive the $40 Bonus
    •  Get Free $30 Bitcoin if you Deposit $100 or more within first 5 days of opening account
    • Get 4,000 SB within 32 days
    • Redeem your 4,000 SB for $40 worth of Amazon or PayPal gift cards
      • Note: This offer is only available to new Invstr customers.

    About Swagbucks

    Swagbucks is an online rewards program that allows members to earn gift cards and cash back through their online activities. So far, Swagbucks has already paid out over $664.3 million in cash and free gift cards. If you’re new to Swagbucks then please read our review. 

    About Invstr

    Invstr is a financial app similar to Robinhood and Sofi offering self-directed trading, digital banking, educational resources, and market analytics. The app is best for active traders looking to place commission-free investments in stocks, ETFs, crypto, and ADRs. You only need $5 to start investing, and you can purchase fractional shares of stocks and other investments.

    Our Verdict

    I’m not sure it’s worth opening a new financial account for $40, though with the $30 crypto bonus it gets more interesting. In any case, it’s a good deal for someone who is interested in trying out the app, one which I don’t know much about. Compare more investment bonuses here.

  • E-Trade Bonus: Earn up to $2,500 + Free Trades & Free Pro Access

    E-Trade is one of our favorite innovative online discount brokerages. They are now offering up to $2,500 bonus plus Free Trades for 60 days when you open a new E*TRADE Securities Individual, Joint or Retirement account by April 15, 2022 and funded within 60 days of account opening. E-Trade is a leader in the industry with far superior tools for investing and related banking solutions, outstanding customer service, and ease of use for investors.

    One of the best things about this offer is you not only get a bonus and free trades but you also get E-Trade Pro for Free for 90 days. Here’s how to get free E-TRADE Pro access: Receive complimentary access to E-TRADE Pro for 90 days when the new account enrollment is complete and qualifying deposit is made.

    Go Here for E-Trade Bonus! (more…)

  • BlockFi Promotion – Earn $100 Bitcoin When You Deposit $200+

    While Bitcoin is the buzz because of the Bitcoin halving and many mainstream institutional investors are getting into the currency now is a great time to sign up for this limited time bonus.

    Bitcoin has just gone through a much-hyped adjustment that reduced the rate at which new coins are created. Supporters of the cryptocurrency say that this scarcity is part of what underpins its value and makes it a potential safe haven against currencies that are vulnerable to devaluation during times of economic crisis.

    Every new friend that signs up using your unique referral code and deposits $200+ worth of crypto to their BlockFi Interest Account, you and your friend will each earn a one time bonus of $10 in BTC. They are also running a promo where you can earn $100 BTC with a deposit of $200. Your friend will need to hold the qualifying balance until the following interest payment day to qualify you both for the bonus.

    After 5 qualifying referrals, you will start earning a $20 BTC bonus as a thank you for your continued support of BlockFi. Your referred friends will continue to earn $10 BTC bonuses after their qualifying deposits.

    BlockFi is offering users with a balance of $0 the opportunity to earn $100 in BTC when they deposit $200 and maintain a balance of $200+ for 3 months.

    1. Head over to the BlockFi app
    2. Verify your identity (just a few minutes).
    3. Deposit $100 in crypto for 10 BTC bonus or $200 in crypto for 100 BTC Bonus
    4. Keep this open for at least 60 days; you receive your bonus on the first day of the next month. You can also deposit using services such as Coinbase or wire transfer (e.g. revolut) which is converted to GUSD stablecoin.
    5. You have one free withdrawal per month.

    About BlockFi

    BlockFi offers market leading financial tools to help crypto investors earn interest on their crypto and get USD funding through crypto backed loans. BlockFi is the only independent lender with institutional backing from investors that include Galaxy Digital, Susquehanna, Akuna Capital, Fidelity, Recruit Strategic Partners, ConsenSys Ventures, SoFi, Coinbase Ventures, CMT Digital and Morgan Creek Digital.The BlockFi Interest Account provides clients with the ability to earn more crypto while holding for long-term investments. Interest is paid monthly and compounds. This significantly increases the potential earnings of long-term account holders.

    Bitcoin is the Future

    • Bloomberg expects bitcoin to revisit its record high reached in 2017 and double to $20,000 this year, an analyst note published Tuesday said.
    • The firm sees bitcoin breaking away from other cryptocurrencies and says the digital currency has increasingly favorable fundamentals and technicals.
    • Bloomberg says that the same forces pushing gold higher also support bitcoin and that the coronavirus is accelerating bitcoin’s maturity relative to the stock market