Banklady Credit Doctor

Category: Bank Bonus

  • October Bank Promotions & Bonuses

    october bonuses-moneyOctober is another good month for bank promotions from both large, small banks and credit unions. Banks give away big bonuses or free cash to attract new customers and keep them on as a long term customer.

    There are so many banks to choose from whether brick and mortar or online and it’s important to find one that suits your needs. Make sure to weigh if you wish to earn high interest, have no fees, earn rewards, or just have basic free checking. You can have your cake and eat it too when you get the perfect account with one of these top bank bonuses.

    If you’re seeking a new bank bonus for this month here are some options to not miss out on:

    1. PNC Bank – $400 Bonus

    The PNC Bank offers downfall is that it’s only good for residents of AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI, and District of Columbia. When you open a new Virtual Wallet at PNC Bank with Performance Select, you can earn a $400 cash bonus. Just set up a qualifying direct deposit of at least $5000 and make one online bill payment through your online bill payment account. Both requirements must be met within 60 days of account opening, and your bonus will be deposited into your account within 60 days of fulfilling them. This offer expires at the end of the year so you still have a few months to act on it. (more…)

  • 20% Cash Back on Lyft Rides – Pay with SoFi Money Card + $50 Bonus

    20% Cash Back on Lyft Rides – Pay with SoFi Money Card + $50 Bonus

    Get 20% cashback on every Lyft ride when you pay with your SoFi Money card – up to $1,000! Valid now through 2/18/20.

    This is nice new benefit on the SoFi Money card, which is already offering a $50 cash bonus when you open an account and deposit $100. New Lyft riders also get $5 credit. I’m surprised they are offering such a generous offer but it does get people to sign up and using their accounts. They might end this early…so you know the drill. If you’re a big spender on ride sharing, you can max out the $1000 cash back if you spend $5000 on Lyft through the expiration data of this promotion.

    Get 20% cashback on every Lyft ride when you pay with your SoFi Money card – up to $1,000! Valid now through 2/18/20. This is nice new benefit on the SoFi Money card, which is already offering a $50 cash bonus when you open an account and deposit $100. New Lyft riders also get $5 credit. I’m surprised they are offering such a generous offer but it does get people to sign up and using their accounts. They might end this early…so you know the drill. If you’re a big spender on ride sharing, you can max out the $1000 cash back if you spend $5000 on Lyft through the expiration date of this promotion.

    How To Get 20% Off Every Lyft Ride

    1. Open a free Sofi Money account. $50 Bonus: You’ll need to deposit some money anyway to use it so… deposit $100 and you’ll get a $50 cash bonus.
    2. Add your Sofi Money card to your Lyft account and make it your default payment method.
    3. Get 20% cash back every time you pay for your Lyft ride with Sofi Money.

    What is a SoFi Money card?

    SoFi offers a free cash management account with a $50 bonus offer when you open an account and deposit $100. They also give a $100 bonus worth of stock when you open a trading account and deposit $1000 but that’s a completely separate offer. These are are refer a friend offers. Feel free to use my links and post yours in the comments below. Thank you in advance if you do use our links!

    This is nice new benefit on the SoFi Money card, which is already offering a $50 cash bonus when you open an account and deposit $100. New Lyft riders also get $5 credit. I’m surprised they are offering such a generous offer but it does get people to sign up and using their accounts. They might end this early…so you know the drill. If you’re a big spender on ride sharing, you can max out the $1000 cash back if you spend $5000 on Lyft through the expiration date of this promotion.

    How To Get 20% Off Every Lyft Ride
    Open a free Sofi Money cash management account. $50 Bonus: You’ll need to deposit some money anyway to use it so… deposit $100 and you’ll get a $50 cash bonus.
    Add your Sofi Money card to your Lyft account and make it your default payment method.
    Get 20% cash back every time you pay for your Lyft ride with Sofi Money.
    What is a SoFi Money card?
    SoFi offers a free cash management account with a $50 bonus offer when you open an account and deposit $100. They also give a $100 bonus worth of stock when you open a trading account and deposit $1000 but that’s a completely separate offer. These are are refer a friend offers. Feel free to use my links and post yours in the comments below. Thank you in advance if you do use my links!

    Fine Print

    SoFi Money®? is a cash management account, which is a brokerage product, offered by SoFi Securities LLC. Member FINRA/SIPC. Neither SoFi nor its affiliates is a bank.

    SoFi Securities, LLC Member FINRA/SIPC.
    ¹ The SoFi Money Annual Percentage Yield as of 10/31/2019 is 1.60% APY (1.59% interest rate). Interest rates are variable and subject to change at our discretion, at any time. No minimum balance required.

    ² The following describes the terms that apply to participation in the SoFi Money Lyft promotional program (“Program”) offered by SoFi Securities LLC (“SoFi”). Promotion with Lyft through the Program is open to current SoFi Money members. No opt-in required. To participate, enter your SoFi Money debit card number in the Lyft app and use it to pay for rides. Promotion Period: 11/20/19 12:00PM EST – 2/18/20 11:59AM EST. Only Lyft rides completed and processed for payment during the Promotion Period are eligible for the Cash Back Promotion. 20% cash back is calculated using the quoted price for your Lyft rides only – it does not apply to other charges such as tips, cancellation fees, and other services such as rental and bike rides. Cash back will be rounded up to the nearest into the participant’s SoFi Money account. Cash back reimbursements can be delayed by up to 14 business days.SoFi reserves the right to terminate the promotion at any time without notice.

  • HSBC Bank up to $750 Checking Account Bonus Offer

    HSBC Bank will give you up to a $750 bonus when you open a new HSBC Choice Checking, Advance Checking, or Premier Checking relationship and make a qualifying deposit for 90 days.

    This offer is available nationwide to anybody in the United States who wants to open an HSBC Bank checking account. See our full review of HSBC Bank here and check out other bank bonuses here.

    If you are considering opening an HSBC Advance or HSBC Premier checking relationship, then you may also wish to consider opening an HSBC Credit Card Account to qualify for up to an additional $750 in bonus rewards.

    How To Qualify for $200, $350 or $750 HSBC Bank Checking Bonus
    You must submit your application online through a HSBC Promotional Link to qualify for this offer.

    1. Open a new HSBC checking account.

    2. Deposit a minimum qualifying balance within 30 days of account opening.

    3. Maintain the minimum qualifying balance for 90 days from the date that you deposited the minimum qualifying balance. (more…)

  • Deposit $25 at Wells Fargo for Free $250 Bonus

    Wells Fargo offers a $250 Bonus to New Customers who open an eligible Wells Fargo Everyday Checking Account with the Minimum Opening Deposit of $25. They also need to fulfill one of the easy Bonus Qualifications. This offer was public but is not just targeted.

    Follow the directions below for the $250 Bonus:

    1. Go here wellsfargo.com/250offer  and enter your zip code to Open an Everyday Checking Account. You can also visit a branch.
    2. Fill out the form and deposit $25
    3. Within 60 days of account opening, either make 10 purchases/payments with your Wells Fargo Debit Card or establish a qualifying Direct Deposit of an accumulated $500 or more to the consumer checking account opened for this bonus offer.
    4. The $250 bonus payment will be deposited into your new consumer checking account within 45 days after eligibility and qualifications have been met.
    5. Note that a $10 account service fees apply if you do not have direct deposit or make ten debit card transactions so make sure to follow the terms so you do not pay any fees.

    Eligibility:

    All consumer checking accounts, including non-interest-earning checking accounts (except Teen Checking) are eligible for the bonus of $250. The prepaid Wells Fargo EasyPay Card is not eligible.

    You cannot be:
    A current owner on a Wells Fargo consumer checking account
    A Wells Fargo team member
    A recipient of a consumer checking bonus in the past 12 months (limit 1 bonus per customer)

    Bonus Qualifications:
    Open a new, eligible consumer checking account with a minimum opening deposit of $25 (not including the bonus) by February 17, 2017.
    Within 60 days of account opening, either make 10 purchases/payments with your Wells Fargo Debit Card or establish a qualifying Direct Deposit of an accumulated $500 or more to the consumer checking account opened for this bonus offer.
    The 10 debit card purchases/payments must be from the primary linked consumer checking account opened for this offer.
    A qualifying Direct Deposit is your salary, pension, Social Security, or other regular recurring monthly income, electronically deposited to your consumer checking account by your employer or an outside agency. Transfers from one account to another or deposits made at a banking location or ATM do not qualify as a Direct Deposit.
    Offer available in all Wells Fargo branches or online.

    This is a great deal similar to the Region’s Bank offer of $300 (and $400 at some times) going on right now with the same qualifications. We recommend the Region’s Bank offer first since it also requires 10 debit card transactions to get the bonus and a $1,500 deposit to avoid fees and this offer comes in second place. These are by far the two hottest bank bonuses of 2017 so far! This is also the best Wells Fargo bonus out there even better than the ATM bonus they give non Wells Fargo customers when they print out their ATM receipts.

    A tip on using the debit card for 10x transactions is to use it on smaller transactions such as one item at a convenience store. You want to make sure that you do not overdraw your bank balance trying to use the debit card 10 times on anything more than $10 each purchase.

    Wells Fargo recently went through a bad PR event with its CEO resigning and this may be a way of them winning over customers again. For those of you who still are not trusting the bank the Region’s Bank offer is in some states that is actually a better deal anyway. You can always get the bonus from this offer and then close your Wells Fargo account once you serve the bonus posting time of 6 months or so.

  • Regions Bank LifeGreen Checking Account $300 Bonus

    RegionsBankRegions Bank is offering a $300 LifeGreen Checking account bonus for a limited time in Atlanta, Miami, Tampa, Baton Rouge, Shreveport, Austin, and Dallas.

    Open any LifeGreen Checking account online using Promo Code 300M or by going to this link and filling out the information on the secure form. You must make 10 check card purchases with your Regions Visa CheckCard within 60 days and have direct deposits totaling $500 or more within 60 days. The $300 comes in 120 days from account opening.

    LifeGreen checking accounts require a $50 minimum opening deposit and they do have fees if you do not keep a maintained balance of $1,500.

    See more Bank and Credit union bonuses in our monthly roundup.